This book is for Politicians, Social Scientists, Economists, the Wealthy, the Middle Class, Workers, Activists, Students and the Disadvantaged. For all those who care about people and the planet.

Something like the Basic Incomes and taxation system changes suggested here are urgently needed because of the Covid19 pandemic. Thomas Piketty's book "Capital in the 21st Century" in 2014 was a compelling account of how concentrated wealth shapes the world. And how wealth and power inexorably increase inequality. Various solutions have been promulgated. Some have been advocated for many decades and are now gaining greater traction.

The wealthy, after the industrial revolution, took pity on the poor and formalised charity by having Government give money to the "deserving poor". From the beginning there was a perception that the poor brought their condition on themselves either by making bad decisions or wasting their money by sloth and drunkenness. There was generally no concept of a human right to have some money so as to have choices. The perception of the poor by the rich has often been one of superiority and conceit. These thoughts have even been reinforced by Government advertisements to "dob in a bludger". And many of the well off have considered anyone receiving Government "handouts" as almost beneath contempt. The "undeserving poor" were just that and to be ignored.

This book explores some of the systems in use by Governments which contribute to the continued rise in inequality and will propose some solutions. Most of these ideas have had extensive coverage at a philosophical level but almost nothing has been published about the practical difficulties of the detailed design, costs, funding, political acceptability and transition from the present systems, This book is an attempt to provide a "sketch plan" of some of the work that is required to make the dreams come true. And, strangely, the Covid Pandemic provides an opportunity to move in the right direction.

For example New Zealand, as other countries, is borrowing or creating money to finance recovery from the pandemic. This provides an opportunity to reform our inequitable personal Income Tax system such that everyone gets the same advantage from the tax exemptions. Currently the exemptions from the 33% rate benefit those on incomes of $70,000/yr and above by NZ$9080/yr whereas someone with no income gets no benefit at all and on $14,000/yr the benefit is only $3,150 /yr and increasing with each step in the structure as incomes increase. If everyone paid the full 33% but received $9080/yr the 82% of the population earning less than $70,000/yr would pay more tax but would be better off and those above $70,000/yr would be in the same net position as at present. The arithmetic shows that Government would only have to put in some $7bn of new money and since, under the Covid recovery program, it will not have been taken from someone else via their taxes this new money will result in new expenditure which will return GST to the Government. What is not so returned will be spent again with more GST returned. After multiple cycles Government will get most of the new money back again.

Also, there are currently many benefits currently paid. Many should be eliminated or, if they are more than $9080/yr, reduced by this amount. Taken with savings from reduced bureaucracy there should also be savings of, possibly, between 4 and 5 billion dollars.