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Vorfälligkeitsentschädigung bei vorzeitiger Kreditrückzahlung

Vorfälligkeitsentschädigung bei vorzeitiger Kreditrückzahlung

          
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About the Book

Inhaltsangabe: Einleitung: Es ist primär Zweck der Untersuchung, die Konsequenzen aus der vorzeitigen Kreditrückzahlung und damit den Schaden bzw. den Ertrag für den Kreditgeber ökonomisch fundiert zu quantifizieren. Sekundär könnten die Ergebnisse dieser Arbeit in der Bankenpraxis und der juristischen Urteilsfindung zum ökonomisch gerechten Vermögensausgleich als Grundlage dienen. Als Nebenziel dieser Arbeit soll der aktuelle, wissenschaftliche Diskussionsstand dargestellt werden. Gang der Untersuchung: Zur Erreichung der genannten Ziele werden in Kapitel zwei wichtige Begriffe definiert und anschließend juristische und ökonomische Grundlagen gelegt. Dabei soll die Erläuterung der juristischen Prinzipien dem Sekundärzweck der Arbeit dienen. Dazu wird dargelegt, unter welchen Umständen in der Bankenpraxis eine Vorfälligkeitsentschädigung durchsetzbar ist und welche juristischen Prinzipien nach der ökonomischen Feststellung des Vorfälligkeitsschadens dafür grundlegend sind, einen Vermögensausgleich auf der Grundlage der ökonomischen Analyse zu fordern. Als ökonomische Grundlage wird zunächst der normale Verlauf eines Kreditgeschäftes bis ins Detail der Zahlungsströme dargestellt, um anschließend darauf aufbauend die Konsequenzen aus der vorzeitigen Kreditrückzahlung aufzuzeigen. Denn die Konsequenzen aus der vorzeitigen Kreditrückzahlung verursachen gerade den Schaden bzw. den Nutzen, der als Forschungsfrage ökonomisch quantifiziert werden soll. In Kapitel drei werden die bestehenden Ansätze zur Bemessung der Vorfälligkeitsentschädigung dargestellt und kritisch gewürdigt. Im Anschluss daran soll in Kapitel vier ein Ansatz favorisiert oder aufgrund der erfolgten Kritik geändert und damit die Forschungsfrage beantwortet werden. In Kapitel fünf erfolgt abschließend eine zusammenfassende Schlussbetrachtung. Inhaltsverzeichnis: Inhaltsverzeichnis: AbkürzungsverzeichnisII 1.Einleitung1 1.1Problemstellung1 1.2Zweck und Gang der Untersuchung2 2.Grundlegung3 2.


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Product Details
  • ISBN-13: 9783838605951
  • Publisher: Diplom.de
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 5 mm
  • Width: 148 mm
  • ISBN-10: 3838605950
  • Publisher Date: 07 Jan 1998
  • Height: 210 mm
  • No of Pages: 76
  • Series Title: German
  • Weight: 113 gr


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