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Verzerrte Risikowahrnehmung als Auslöser von Spekulationsblasen: Finanz- und Schuldenkrise: Erklärungsansätze aus der Verhaltensökonomik

Verzerrte Risikowahrnehmung als Auslöser von Spekulationsblasen: Finanz- und Schuldenkrise: Erklärungsansätze aus der Verhaltensökonomik

          
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About the Book

Wissenschaftlicher Aufsatz aus dem Jahr 2012 im Fachbereich VWL - Finanzwissenschaft, Sprache: Deutsch, Abstract: Jede individuelle Entscheidung birgt ein Risiko in sich. Im Alltag sowohl zu Hause als auch im Job müssen wir Entscheidungen treffen, die unsere Zukunft maßgeblich beeinflussen. Manche Entscheidungen sind einfach, während andere eine ausgeprägte Untersuchung der vorliegenden Umstände erfordern. Studieren? Wenn ja, wo und was? - Investieren? Wenn ja, wie viel und in was? Jede Entscheidung öffnet einen neuen Weg und beinhaltet die Möglichkeit sich falsch zu entscheiden. Investitionen können verlustreich enden, der Studiengang könnte zu schwer oder enttäuschend sein, ... Es lohnt sich daher, die Chancen und Risiken, die jenen Entscheidungen zu Grunde liegen genauer zu betrachten. Eine falsche Risikoanalyse kann dazu führen eine fehlerhafte Entscheidung zu treffen und letztendlich Verlust zu generieren. In einer Gewinn maximierenden Wirtschaft ist eine genaue Risikoanalyse von großer Bedeutung, um Verluste weitreichend einzugrenzen. Jedoch kommt es in regelmäßigen Abständen zu Wirtschaftskrisen (die sogenannten spekulativen Blasen). In den ersten zwei dritteln des 19. Jahrhunderts traten jene sogar regelmäßig in 10 Jahresabständen auf (1816, 1826, 1837, 1847, 1857, 1866). Danach jedoch weniger regelmäßig aber beständig (1873, 1907, 1921, 1929). Die jüngste Wirtschaftsgeschichte beschreibt die Finanzkrise anhand der Immobilienblase in den USA von 2007 bis 2010. Es erscheint eindeutig, dass es dieses Phänomen der Blasenbildung ein regelmäßiger, gar normaler Prozess wirtschaftlicher Geschichte ist und doch führen solche Krisen zu hohen Verlusten oft aufgrund falscher Risikobewertung und daraus resultierenden Fehlinvestitionen. Wie kommt es jedoch zu solch massiven Fehleinschätzungen? Man spricht in diesem Zusammenhang von spekulativen Manien bzw. von irrationalem Verhalten, welches zur unmittelbaren Verschärfung der Krise führt. Die folgende Ausarbeitung


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Product Details
  • ISBN-13: 9783668130029
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 3 mm
  • Weight: 68 gr
  • ISBN-10: 3668130027
  • Publisher Date: 22 Jan 2016
  • Height: 210 mm
  • No of Pages: 42
  • Series Title: German
  • Sub Title: Finanz- und Schuldenkrise: Erklärungsansätze aus der Verhaltensökonomik
  • Width: 148 mm

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Verzerrte Risikowahrnehmung als Auslöser von Spekulationsblasen: Finanz- und Schuldenkrise: Erklärungsansätze aus der Verhaltensökonomik
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Verzerrte Risikowahrnehmung als Auslöser von Spekulationsblasen: Finanz- und Schuldenkrise: Erklärungsansätze aus der Verhaltensökonomik
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