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Veränderung der Finanzierungsmöglichkeiten von KMU durch Basel III

Veränderung der Finanzierungsmöglichkeiten von KMU durch Basel III

          
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About the Book

Bachelorarbeit aus dem Jahr 2017 im Fachbereich BWL - Controlling, Note: 2,3, Hochschule Fresenius Düsseldorf, Sprache: Deutsch, Abstract: "Mittelständische Unternehmen sind der Erfolgsfaktor der deutschen Wirtschaft. Sie sind unverzichtbar für Wachstum, Beschäftigung und Innovation in Deutschland. Insbesondere kleine und mittlere Familienunternehmen stehen in Deutschland für eine Unternehmenskultur, die die Einheit von Eigentum, Haftung und Leitung verbindet". Dieses Zitat einer Broschüre des Bundesministeriums für Wirtschaft und Energie zeigt die enorme Tragweite kleiner und mittelständischer Unternehmen für die deutsche Volkswirtschaft. Grade die drei genannten Eigenschaften, die eine solche Unternehmenskultur prägen, stellen auch wichtige Punkte bei der Finanzierung von Unternehmen dar und beeinflussen die Kapitalaufnahmemöglichkeiten nachhaltig. Hinzu kommt seit wenigen Jahren das dritte Abkommen des Basler Ausschusses für Bankensicherheit, zur Regulierung der Finanzinstitute und deren Risiken. Zielt dieses Reglement theoretisch nur auf das Finanzsystem ab, müssen auch Unternehmen sich mit den indirekten Folgen der neuen Bankenrichtlinien auseinandersetzen, da diese das Bankgeschäft und somit auch die Kreditvergabe verändern werden. Da Banken in Deutschland eine wichtige Finanzierungsquelle für kleine und mittelständische Unternehmen darstellen, sind in erster Linie solche Unternehmen abhängig von der langjährigen Partnerschaft der Banken und des KMU-Segments und der daraus resultierenden Finanzierungshistorie. Aufgrund dieser engen Korrelation des Bankensektors mit dem Ökosystem der kleinen und mittelständischen Unternehmen beschäftigt sich diese Arbeit mit den Auswirkungen der Richtlinien aus Basel III auf die Finanzierungssituation der KMU in Deutschland. Zur Präzision des Themas wird die folgende Fragestellung verfolgt: Welche Veränderungen ergeben sich aus der Umsetzung von Basel III in Bezug auf die Finanzierung von kleinen und mittelständischen Unterneh


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Product Details
  • ISBN-13: 9783668711372
  • Publisher: Bod Third Party Titles
  • Publisher Imprint: Grin Verlag
  • Height: 210 mm
  • No of Pages: 60
  • Spine Width: 4 mm
  • Width: 148 mm
  • ISBN-10: 3668711372
  • Publisher Date: 13 May 2018
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Weight: 91 gr


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