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Umstellung vom Umlageverfahren zum Kapitalgedeckten Alterssicherungssystem: Eine Lösung für die Probleme der Gesetzlichen Rentenversicherung in Deutschland?

Umstellung vom Umlageverfahren zum Kapitalgedeckten Alterssicherungssystem: Eine Lösung für die Probleme der Gesetzlichen Rentenversicherung in Deutschland?

          
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About the Book

Studienarbeit aus dem Jahr 2004 im Fachbereich Politik - Politische Systeme - Politisches System Deutschlands, Note: 2,3, Freie Universität Berlin (Otto-Suhr-Institut), Sprache: Deutsch, Abstract: Ob das eingangs angeführte Zitat Norbert Blüms auch heute noch zutreffend ist? Bis vor kurzem behaupteten jedenfalls außer Blüm noch viele weitere Politiker, dass die gesetzliche Rentenversicherung der Bundesrepublik ungefährdet sei und die Deutschen getrost auf ihre Altersversorgung vertrauen könnten. Inzwischen scheint sich das Blatt allerdings gewendet zu haben. Von allen Seiten ist vom "Kollaps der Rentensysteme" zu hören. Politiker, Sozialwissenschaftler und Versicherungen scheinen sich einig zu sein, dass der Generationenvertrag aufgrund der demographischen Entwicklung in der deutschen Bevölkerung ausgesorgt habe. Es die Rede von einer Umstellung auf das "Kapitaldeckungsverfahren", von "Mischsystemen" und der "Riester-Rente". All diese Begriffe sind wohl jedem bekannt, was sich aber hinter ihnen verbirgt wissen die wenigsten der Betroffenen genau. Ob diese Entwicklung des Rentensystems tatsächlich so bedrohlich ist, soll in der vorliegenden Hausarbeit untersucht werden. Hierfür ist im Kapitel 2 zunächst die Funktionsweise des im Umlageverfahren organisierten Generationenvertrages zu betrachten. Welche Faktoren beeinflussen das System und welche Probleme ergeben sich daraus? Analog dazu soll im Kapitel 3 das Kapitaldeckungsverfahren erläutert werden, welches so häufig als Gegenpol und Lösungsmöglichkeit für die überlasteten Alterssicherungssysteme des Generationenvertrages dargestellt wird. Kapitel 4 wendet sich dann direkt der Fragestellung der Hausarbeit zu, indem nicht nur die beiden Systeme gegenübergestellt und bewertet werden, sondern auch die Schwierigkeiten einer Umstellung auf das Kapitaldeckungssystem erläutert werden. Als Beispiel für einen Versuch der Regierung, diese Umstellung zu bewerkstelligen, soll die Riester-Rente mit ihren bisherigen Ergebnissen di


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Product Details
  • ISBN-13: 9783656234517
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 2 mm
  • Weight: 50 gr
  • ISBN-10: 3656234515
  • Publisher Date: 21 Jul 2012
  • Height: 210 mm
  • No of Pages: 28
  • Series Title: German
  • Sub Title: Eine Lösung für die Probleme der Gesetzlichen Rentenversicherung in Deutschland?
  • Width: 148 mm


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Umstellung vom Umlageverfahren zum Kapitalgedeckten Alterssicherungssystem: Eine Lösung für die Probleme der Gesetzlichen Rentenversicherung in Deutschland?
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