This essay sheds light on the top reasons you are poor and elucidates how to develop an abundance mindset. The most effective strategies for how to build substantial wealth in the digital era without having money to invest nor a traditional job are delineated in this essay. As with most life decisions, being poor and destitute is a lifestyle choice that you choose to entertain if you still have not managed to lift yourself out of poverty. The primary reason behind being indigent can be traced back to hemorrhaging sacrosanct time pursuing non-revenue generating activities. If you are wondering why you are poor, you should ultimately ask yourself how much of your finite time did you dedicate toward pursuing non-revenue generating and non-brand building activities? The long term advantage of building a brand is that it can eventually elicit multiple revenue streams even if if your branded content is not monetizable in the short haul. Having a victim mentality and not doing everything in your purview to enrich yourself with more knowledge and high income skill sets so that you can offer significantly economic value may be another reason why you have not been able to pivot your way out of poverty. Beyond the aforementioned reasons, there are still a copious amount of reasons as to why you are eminently poor or worse, financially insolvent. First, you may lack a financial education and frequently succumb to mismanaging money. Rather than buying future income generating assets, such as bonds, stocks with high dividends yields, index funds, and rental properties, you instead opt to buy items that do not generate you income, cost money to store, and may even be liabilities since they can be expensive to maintain and depreciate as their second hand market values grossly plunge. Second, you live at or above your means and also inflate your lifestyle whenever you earn a pay raise. These excessive spending habits can be problematic since it not only preempts you from retaining wealth, but also may cause you to live paycheck to paycheck with no semblance of a safety net established. If you are indebted, the high interest rates you pay on your debt will further drain your wealth and render it a seemingly insurmountable challenge to get out of debt unless you live way beneath your means by cutting back on as many needless expenses as possible. One way to pay off your debt obligations is to substantially ramp up your income in an attempt to pay off any debt burden as expeditiously as possible while also minimizing your expenses. Third, you do not know how to properly manage money and also lack a basic financial education. This can culminate in severely mismanaging money and spending the entirety of your precious life working for your money rather than having your hard earned money work for you. Moreover, you may concede to making minimum payments on the credit cards and not understand the financial devastation derived from debt compounding daily as interest fees accrue into the principal each and everyday. Credit cards that bear high annual percentage rates can render it far more cumbersome to work your way out of poverty since they incessantly drain your wealth. Fourth, you do make prudent purchasing decisions to stretch out every dollar. You do not buy in bulk, you do not utilize LED light bulbs, you needlessly leave the lights on, you do not have a water efficient toilet, you do not own the router you are renting, you frequently eat out, you pay for subscription services that you rarely utilize, you upgrade your technologies far more often than you can afford to do so, and you do not consolidate your errands into one shopping trip which causes you to deplete gas and squander work precious time. You may also opt to buy items new instead of used products which can greatly deplete more of your wealth overtime. There are ample practices that can be embraced to render an abundance mindset into fruition.