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Tendances, déterminants et impact des créances douteuses sur le secteur bancaire indien

Tendances, déterminants et impact des créances douteuses sur le secteur bancaire indien

          
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About the Book

Le risque de crédit reste une fonction vitale et difficile de l'entreprise, car il affecte la rentabilité du secteur bancaire. L'étude a montré que les créances douteuses affectent la rentabilité des banques du secteur public et du secteur privé. La rentabilité des banques diminue à mesure que le niveau des créances douteuses augmente. Cependant, les déterminants spécifiques aux banques et les déterminants macro-économiques expliquent que le coût des fonds, la marge d'intérêt nette et le taux de prêt moyen pondéré, l'indice de la production industrielle, l'indice de la production agricole ont montré une influence sur le niveau des créances douteuses brutes des banques du secteur public et des banques du secteur privé. Les banquiers devraient prendre l'initiative de maintenir le ratio des dépôts de crédit, le ratio des dépôts en espèces et leur base de capital si les banques ont une base de capital solide et une rentabilité saine, cela contribuera à réduire le niveau des créances douteuses. Les banques devraient également accorder plus d'attention aux variables spécifiques aux banques et aux macro-variables qui influencent le niveau des créances douteuses dans le secteur bancaire indien et prendre des initiatives pour contrôler ces variables.


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Product Details
  • ISBN-13: 9786206554745
  • Publisher: KS Omniscriptum Publishing
  • Publisher Imprint: Editions Notre Savoir
  • Height: 229 mm
  • No of Pages: 120
  • Spine Width: 7 mm
  • Width: 152 mm
  • ISBN-10: 6206554740
  • Publisher Date: 13 Oct 2023
  • Binding: Paperback
  • Language: French
  • Returnable: N
  • Weight: 190 gr


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Tendances, déterminants et impact des créances douteuses sur le secteur bancaire indien
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Tendances, déterminants et impact des créances douteuses sur le secteur bancaire indien
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