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Sofomes Enr: La Puerta a la Revolución Financiera en México (Edición más reciente del Autor): Un análisis prospectivo e integral sobre el intermediario financier

Sofomes Enr: La Puerta a la Revolución Financiera en México (Edición más reciente del Autor): Un análisis prospectivo e integral sobre el intermediario financier

          
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About the Book

El libro plantea que las SOFOMES se erigen como el vehículo más importante para financiar a las PYMES en México, y por tanto son un agente clave para resolver el problema estructural de falta de acceso al financiamiento que mantiene a nuestro país con un nivel muy bajo de financiamiento al sector privado como proporción del PIB (e implica un problema de inclusión financiera).Se revelan datos muy interesantes, como el hecho de que el 70% de las instituciones de intermediación financiera en México son SOFOMES ENR. No obstante esta cifra, el autor realiza una depuración numérica del sector basado en el capital social de las propias SOFOMES, donde averigua que solamente el 3% cuenta con una cartera colocada de más de 200 millones de pesos, lo cual implica que solamente unas 45 de las 1,400 SOFOMES registradas tienen el recurso suficiente para mantener su modelo de negocio de manera sostenible ante la incertidumbre jurídica y el escaso acceso a fondeo competitivo.El libro hace un recuento de las regulaciones con las que cumplen hoy en día las SOFOMES, que se encuentran en una tendencia de consolidación regulatoria (CNBV, Buró de Crédito, Banco de México) y de mercado (Escasez de fondeadores y redefinición de la Banca de Desarrollo). Esto implicará que quedarán menos participantes, aunque más grandes y sólidos, en el mundo de los intermediarios financieros no bancarios (IFNB).El libro SOFOMES ENR: La Puerta a la Revolución Financiera en México, plantea que las SOFOMES han resultado muy exitosas en su creciente colocación y participación dentro del sistema financiero mexicano, representando ya cerca del 20% del financiamiento del sector privado a nivel nacional. El libro invita a sumar esfuerzos de agentes reguladores, bancarios, de la banca de desarrollo y del propio gremio de SOFOMES a sumar esfuerzos para depurar al sector y rescatar su prestigio, demostrando con información objetiva que la figura es muy exitosa y su modelo de negocio no regulado es fundamental para el financiamiento en el México de hoy.Entender a las SOFOMES es una obligación de quien desea vislumbrar las tendencias de la inclusión financiera dentro del sistema financiero mexicano.*El libro está escrito por el Dr. Enrique Presburger, CEO de Factor Exprés, una de las SOFOMES más exitosas en financiamiento a PYMES a nivel nacional. Esta edición de Amazon, es subida directamente por el autor, el Dr. Enrique Presburger, por lo que al realizar la compra, estás apoyando a que continúen las publicaciones originales y no se reproduzca el texto por distribuidores apócrifos.


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Product Details
  • ISBN-13: 9781082116803
  • Publisher: Independently Published
  • Publisher Imprint: Independently Published
  • Height: 229 mm
  • No of Pages: 256
  • Spine Width: 15 mm
  • Width: 152 mm
  • ISBN-10: 1082116807
  • Publisher Date: 23 Jul 2019
  • Binding: Paperback
  • Language: Spanish
  • Returnable: N
  • Weight: 381 gr


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Sofomes Enr: La Puerta a la Revolución Financiera en México (Edición más reciente del Autor): Un análisis prospectivo e integral sobre el intermediario financier
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