Expanding on the authors' experience in business, insurance, tax, legal, and nonprofit issues, The Small Business Disaster Survival Guide presents a thoughtful examination of issues that may face a business owner during and after a natural disaster or economic shock. While the book focuses on the current coronavirus outbreak, most of the information covered in this book applies to any sudden event that causes disruptions to a business's community.This book begins by discussing the need to make a plan or playbook focusing on business and operational issues that may appear in these quickly evolving situations. The book goes on to discuss the significant issues business owners and managers may likely have to confront, like staffing, funding sources, layoffs, insurance, contracts, and bankruptcy. Because of the critical role nonprofits play in times of natural disasters and economic disturbances, we purposefully offer an extended chapter on nonprofits. The Small Business Disaster Survival Guide is appropriate for business owners, managers, gig workers, sole proprietors, and 1099 contractors who need to get a general understanding of these common issues quickly. As such, the book is written in an informative but concentrated format to honor the reader's time, which we understand may not be plentiful at the time of its reading. The outbreak only marks the beginning of the economic struggles to come for many small businesses. Even after companies reopen, firms will likely experience lower revenues and continued losses for months or even years into the future. Therefore this book offers guidance on issues that may arise sometime after the outbreak has subsided. This book covers: -Management and leadership strategies.This book covers leadership, management, communication, and business strategy, focusing on issues related to the quarantine period and during the reopening phase of the business. -Funding sources and loan options.We don't just include the Payroll Protection Program and the Economic Injury Disaster Loan program. We go further into lesser-known government programs and bank credit options providing general analysis about which programs are more appropriate under different circumstances.-Employment issues.This chapter covers a range of employment issues, including layoffs, furloughs, and state-based programs, to help a business keep its employees while reducing work hours. Additionally, this section covers new federally mandated employee benefits, remote working issues, and a discussion on workers compensation insurance.-Insurance Here we provide a comprehensive review of different insurance policies and how they may apply to the current outbreak. This chapter also includes essential advice on submitting a claim and a general outline of current state insurance legislation.-Contract issuesThis chapter provides a general overview of contracts and contract defenses that might be used by the business owner or a customer/supplier. -Bankruptcy and non-bankruptcy restructuringWhile this book is intended to help companies avoid bankruptcy, companies will have clients and vendors who have to file bankruptcy. This section provides a general discussion on the different kinds of bankruptcy and under what circumstances each might be appropriate. The chapter also covers non-bankruptcy debt restructuring strategies and some pitfalls to be aware of.-Nonprofits 30% of all entities in the US are nonprofits. Currently, nonprofits are under immense stress because of the increasing need for their services while having less access to funding sources. This chapter addresses specific issues related to nonprofits and provides strategies to help nonprofits navigate these treacherous waters.