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Securitisation vs. Credit aus Sicht von mittelständigen Unternehmen und Banken im Hinblick auf Basel II

Securitisation vs. Credit aus Sicht von mittelständigen Unternehmen und Banken im Hinblick auf Basel II

          
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About the Book

Inhaltsangabe: Problemstellung: Mittelständische Unternehmen und Banken werden zukünftig aufgrund der veränderten Rahmenbedingungen am Refinanzierungsmarkt neue Wege gehen müssen. Die Globalisierung der Märkte und der wachsende Wettbewerb erfordern diversifizierte Finanzierungsformen sowie eine differenzierte Bewertung der Risikoverhältnisse. Der klassische Bankenkredit wird zukünftig in der deutschen Mittelstandsfinanzierung nicht mehr ausreichen, um die Unternehmen mit ausreichend Kapital zu versorgen und eine Expansion zu gewährleisten. Darum soll die folgende Darstellung aufzeigen, welche Auswirkungen das gegenwärtige regulatorische Umfeld auf die Geschäfts- und Kreditvergabepolitik der Banken hat und in wieweit sich dies auf die Finanzierung des Mittelstands, insbesondere im Hinblick auf die Kreditvergabe und der Finanzierungsmöglichkeit durch „Securitisation" auswirkt. Somit stellt sich die Frage, ob sich der Finanzierungsmarkt für den deutschen Mittelstand bereits in einer „Kreditklemme" befindet und wenn ja, welche alternativen Finanzierungsformen zur Verfügung stehen. Unter Berücksichtigung der regulatorischen Aspekte durch Basel II wird anschließend die Finanzierungsform „Securitisation" detailliert beleuchtet und der Bezug zu einer möglichen Mittelstandfinanzierung hergestellt. Die These der vorliegenden Abhandlung beinhaltet die Annahme, dass auch mittelständische Unternehmen mit einem Forderungsvolumen ab 20 Mio. Euro zukünftig die Möglichkeit haben werden, sich über den Kapitalmarkt durch Securitisation zu finanzieren. Hierzu gilt vorab zu klären, welche Unternehmen unter den Begriff „Mittelstand" zu subsumieren sind. Inhaltsverzeichnis: Inhaltsverzeichnis: InhaltsverzeichnisI AbbildungsverzeichnisIII TabellenverzeichnisIV AbkürzungsverzeichnisV AnhangVII LiteraturverzeichnisVIII Einleitung 1.PROBLEMSTELLUNG UND GANG DER UNTERSUCHUNG1 2.DER DEUTSCHE MITTELSTAND2 2.1DEFINITION2 2.2KREDITKLEMME BEIM DEUTSCHEN MITTELSTAND3 3.BASEL II


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Product Details
  • ISBN-13: 9783838681955
  • Publisher: Diplom.de
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 5 mm
  • Width: 148 mm
  • ISBN-10: 3838681959
  • Publisher Date: 10 Aug 2004
  • Height: 210 mm
  • No of Pages: 86
  • Series Title: German
  • Weight: 127 gr


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