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Schuldnerberatung in der Sozialen Arbeit. Ein Praxisbericht

Schuldnerberatung in der Sozialen Arbeit. Ein Praxisbericht

          
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About the Book

Praktikumsbericht / -arbeit aus dem Jahr 2012 im Fachbereich Soziale Arbeit / Sozialarbeit, Note: 1,3, HAWK Hochschule für angewandte Wissenschaft und Kunst - Fachhochschule Hildesheim, Holzminden, Göttingen, Sprache: Deutsch, Abstract: Im Rahmen meines Studiums zur Sozialarbeiterin/-pädagogin habe ich im April ein 4-wöchiges Praktikum in der Stiftung Liquo, einer Musterheimer Schuldenberatungsstelle absolviert. Ich habe mich für dieses Praxisfeld entschieden, da sich immer mehr private Haushalte überschulden und somit Schuldnerberatung ein wichtiger Betstandteil der Sozialen Arbeit ist. "Jetzt kaufen, später zahlen", diese oder ähnliche Slogan begegnen uns fast täglich und beschreiben das alltägliche Kauf- und Konsumverhalten vieler Menschen. Oft kommen die betroffenen Menschen alleine nicht mehr raus aus der Schuldenfalle. Ausstehende Geldforderungen können nicht mehr beglichen werden, ohne die eigene Grundversorgung zu gefährden. Fast jede Person hat schon einmal Schulden gehabt. Solch eine Lebenssituation ist heute nichts besonderes mehr, das aufnehmen von Krediten gehört heute zum Lebensalltag dazu. Normalerweise sollte es kein Problem darstellen, diese Schulden in festen Teilbeträgen monatlich zurückzuzahlen. Unvorhersehbare Ereignisse aber verwerfen oftmals den Haushaltsplan. Dann reicht das verfügbare Einkommen nicht mehr aus und Haushalte geraten von der Verschuldung in die Überschuldung. Überschuldung führt in der Regel zu einer Vielzahl von psychosozialen Belastungen und hat meist Auswirkungen auf das gesamte Umfeld des Überschuldeten. Hier wird deutlich, dass bei Überschuldung nicht nur eine finanzielle Beratung notwendig ist, sondern auch eine soziale Betreuung des Überschuldeten. Der Schuldnerberatung in der Sozialen Arbeit kommt hierbei ein entscheidender Stellenwert zu. Hier gilt es, den Blick nicht nur auf die wirtschaftliche Seite zu richten, sondern auch auf das persönliche, familiäre und soziale Umfeld des Verschuldeten mit in den Blick zu nehmen


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Product Details
  • ISBN-13: 9783668059696
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 2 mm
  • Width: 148 mm
  • ISBN-10: 3668059691
  • Publisher Date: 06 Oct 2015
  • Height: 210 mm
  • No of Pages: 26
  • Series Title: German
  • Weight: 45 gr


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