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Reform von Bankenaufsicht und Bankenregulierung im Eurosystem. Analytische Darstellung und kritische Würdigung

Reform von Bankenaufsicht und Bankenregulierung im Eurosystem. Analytische Darstellung und kritische Würdigung

          
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About the Book

Bachelorarbeit aus dem Jahr 2015 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 1,4, Sprache: Deutsch, Abstract: Ziel der Arbeit ist es, die Gründe für die Einführung der Bankenunion und der neuen Vorschriften um Basel III zu erläutern, beide Bestandteile in ihren Ausprägungen samt ihrer Ziele darzustellen und sie kritisch zu würdigen. 2007/2008 brach eine Finanzkrise aus, die sich global ausweitete und erhebliche Kosten verursachte. Nach Ausbruch der Krise übernahm die EU die Verantwortung, um die Krise mit global abgestimmten Regulierungsmaßnahmen zu bekämpfen. Mit den internationalen Partnern der G20-Staaten überarbeitete die EU den Regulierungs- und Aufsichtsrahmen für den Finanzsektor grundlegend. Den Höhepunkt der Krise markierte die am 15.09.2008 angemeldete Insolvenz der Traditionsbank Lehman Brothers. Viele weitere Banken gerieten aufgrund von Refinanzierungsproblemen in eine Schieflage, die nur dank der staatlichen Hilfen beseitigt werden konnte. Die Banken vertrauten sich gegenseitig nicht mehr, sodass der Interbankenmarkt, auf dem sich die Banken gegenseitig Geld leihen, austrocknete. Der Baseler Ausschuss für Bankenaufsicht (BCBS), der auf internationaler Ebene die Aufsichtsstandards und Empfehlungen für die Bankenaufsicht aufstellt, konnte wegen des Mangels an einem ausreichendem Sicherungs- und Kontrollmechanismus die Finanzkrise ab 2007 nicht verhindern. Die Steuerungsmechanismen des Finanzsektors mussten somit infolge der Krise auf den Prüfstand gestellt werden. Das Eingreifen des Staates in die freie Marktwirtschaft, das als Anomalie in der marktwirtschaftlichen Ordnung gesehen werden kann, deutete auf Fehlkonstruktionen dieser Steuerungsmechanismen hin, die die Funktionsfähigkeit des Finanzsektors gewährleisten sollten. Ein staatlicher Regulierungs- und Aufsichtsrahmen, in der sich die Teilnehmer des Finanzmarktes bewegen und der Krisen wie die Finanzkrise ab 2007 verhindern kann, ist mit Blick auf den gravierenden volkswirtschaftlich


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Product Details
  • ISBN-13: 9783668345997
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 7 mm
  • Width: 148 mm
  • ISBN-10: 3668345996
  • Publisher Date: 22 Nov 2016
  • Height: 210 mm
  • No of Pages: 116
  • Series Title: German
  • Weight: 159 gr


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Reform von Bankenaufsicht und Bankenregulierung im Eurosystem. Analytische Darstellung und kritische Würdigung
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Reform von Bankenaufsicht und Bankenregulierung im Eurosystem. Analytische Darstellung und kritische Würdigung
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