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Qualitative und quantitative Kriterien zur Beurteilung von Unternehmen nach Basel II: Unter besonderer Berücksichtigung der qualitativen Kriterien

Qualitative und quantitative Kriterien zur Beurteilung von Unternehmen nach Basel II: Unter besonderer Berücksichtigung der qualitativen Kriterien

          
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About the Book

Inhaltsangabe: Einleitung: Eigentlich sollen die neuen Regelungen zur Kreditvergabe (Basel II) das internationale Finanzsystem stabilisieren. Doch im vergangenen Jahr lösten sie vor allem medial „heiße Diskussionen" aus. Befürchtungen stehen im Raum, dass durch Basel II in Zukunft Unternehmen mit einem schlechten Rating keine Kredite mehr erhalten. Welche Kriterien braucht ein Rating, bzw. welche Kriterien werden beim Rating durch die Banken herangezogen und wie werden diese bewertet bzw. gewichtet? Sind die gestellten Anforderungen erfüllbar? Muss ein teures externes Rating durchgeführt werden. Bekommt man Einblick in die Ergebnisse des Ratings. In dieser Diplomarbeit sollen diese Themen behandelt, analysiert und durchleuchtet werden. Thesen sollen aufgestellt und diskutiert werden. Die Ermittlung der Bonität von Unternehmen durch Banken (interne Bank-Ratings) gibt es seit Kredite vergeben werden. Die Kriterien die für diese Bewertung herangezogen werden, haben sich im Laufe der Zeit jedoch verfeinert, erweitert und verbessert. Mit Basel II werden diese Kriterien erstmals über alle Banken vereinheitlicht und aufsichtsrechtlich relevant. Die Vorgaben durch das neue Basler Abkommen (Basel II) sind sehr klar, die Umsetzung durch die Banken im Detail lässt gewisse Spielräume. Eine Fülle von Kriterien wird durch die Banken für das Rating herangezogen. Grob werden diese in zwei Kategorien eingeteilt: Den quantitativen, den sogenannten Hard-Facts und den qualitativen, den sogenannten Soft-Facts. Die Frage, die im Raum steht ist: Welche sind es genau und welche sind es im Detail In dieser Diplomarbeit werden einerseits Kriterien dargestellt, die grundsätzlich für ein Basel II Rating herangezogen werden. Andererseits wird eruiert, wie diese Kriterien beurteilt werden und mit welcher Gewichtung die jeweiligen Kriterien in das Rating einfließen. Der Schwerpunkt liegt auf der Analyse der qualitativen Kriterien und deren Operationalisierung, d.h. dem Messbar machen. W


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Product Details
  • ISBN-13: 9783838673790
  • Publisher: Diplom.de
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 7 mm
  • Weight: 163 gr
  • ISBN-10: 3838673794
  • Publisher Date: 02 Nov 2003
  • Height: 210 mm
  • No of Pages: 116
  • Series Title: German
  • Sub Title: Unter besonderer Berücksichtigung der qualitativen Kriterien
  • Width: 148 mm


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Qualitative und quantitative Kriterien zur Beurteilung von Unternehmen nach Basel II: Unter besonderer Berücksichtigung der qualitativen Kriterien
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Qualitative und quantitative Kriterien zur Beurteilung von Unternehmen nach Basel II: Unter besonderer Berücksichtigung der qualitativen Kriterien
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