This essay sheds light on the top reasons why you should never invest in buying a traditional home nor renovating a real estate property and also elucidates why manufactured homes are the utmost most affordable and best type of housing option for prospective home buyers. Moreover, the ample advantages and disadvantages associated with owning a manufactured home are demystified and how you can earn substantial money online so that you can afford to a buy a post-1976 mobile home is expounded upon in this essay. In spite of its touted merits, there are ample reasons as to why you should never invest in buying a traditional home nor renovating the real estate property. In spite of its touted merits, there are ample reasons as to why you should never invest in buying a traditional home nor renovating a real estate property. The grave disadvantages associated with owning a traditional home are multitudinous and usher in insurmountable, calamitous problems into the homeowner's life. First and foremost, traditional homes are eminently overpriced liabilities that erode and undermine your wealth, earnings potential, and net worth since they are cost prohibitive to maintain and retain. In other words, the fact of the matter is that the traditional home owns the homeowner rather than the homeowner owning the real estate property. This is because, the homeowner has to pay an exorbitant amount in property taxes, monthly homeowner's association fees, monthly homeowner insurance premiums, monthly utility costs, and unexpected repair maintenance costs in addition to making their lofty monthly mortgage payments just to temporary retain their traditional home that they may preordained to lose if it is foreclosed on them. Much to the dismay of the homeowner who bought a traditional home as a real estate investment, he will succumb to being ineffably burdened with an unprecedented amount of debt for decades long. This bleak outcome that has befallen upon the homeowner is due to him having undergone an exorbitant amount of debt financing in the hundreds of thousands of dollars to acquire the traditional home he presently resides in. His monthly mortgage payments coupled with all the costs associated with home ownership will serve as cash outflows on his end and will therefore render his traditional home investment one that is an albatross since it generates negative cash flow. Homeowners must budget for unexpected repair maintenance costs in the thousands of dollars, such as the costs to repair a leaky roof, remove black mold, or replace a defective furnace. Renovating a traditional home can even render it even more of a sunk cost, especially if the traditional home does not appreciate overtime and is no longer artificially propped up in terms of its value by the bullish speculation of the housing market. Income generating assets on the other hand, such as equities that bear high dividend yields, bonds, and index funds, do not bear such costs to procure nor retain. Second, a traditional home is vulnerable to encountering inclement weather conditions and natural disasters that can ravage the traditional home or even raze the house. For instance, traditional homes can be severely devastated by tornadoes, earthquakes, hurricanes, typhoons, floods, and storms. Repairing a distressed traditional home can be cost prohibitive and it is a major financial risk to invest so much money into something that is susceptible to adverse weather conditions and being decimated by natural disasters. Renovating a traditional real estate property bears an enormous financial risk since your renovations can become a sunk cost if the home is razed by a natural disaster. Investment securities on the other hand, such as equities that bear dividend yields and corporate bonds that offer a high coupon rate, are not as vulnerable to the ravages of natural disasters. A company that you own shares of equity in will not become defunct.