Welcome to Money Management Caribbean Style. We're about to go on a journey together. During that time I invite you to make the most of the material. And I invite you to stay open to new ideas, and above all be kind to yourself. Find as many ways as possible to support and nurture yourself as you journey towards abundance.Through diligent practice, I've developed methods to help you become highly receptive to new ideas around money (and anything else for that matter), and to ensure that fear and old limiting beliefs no longer drive your actions around money.Before 2008, so many of us felt we could buy new cars, take exotic vacations, and engage in other lavish activities at will. The reality is that we borrowed a lifestyle, financing our extravagant tastes with credit cards and other means. It was as if we enjoyed a long continuous party. I believe that the time has come for us to make money management and financial education a family affair. That means going back to the basics as we repair our finances. Perhaps we all need to take a refresher course on the rudiments of sound personal finance. The lessons are quite simple but require discipline: They include living within our means, saving a portion of what we earn, creating a budget and sticking to it, and avoiding the accumulation of unmanageable debt. In fact, much of this common-sense approach to money management can be found in my book Money Management Caribbean Style. We gained access to some of the best institutions of higher learning and top management positions in Barbados and throughout the Caribbean. Although we excelled in our careers and earned salaries that previous generations could only have dreamed of, many of us forgot the tried-and-true examples of our ancestors. Instead, we became caught up in the financial madness. Due to rampant spending, consuming and lack of attention to our finances, we did not provide ourselves with a sufficient cushion to weather these times.As we regain our financial footing, we now have the prime opportunity to take up the mantle of our parents and grand-parents and teach our children and grandchildren the value of budgeting, saving and frugality. Far too often we have taken them on our excursion of luxuriant spending as we seemingly satisfied their every whim during the illusory "good times". We must bring them back to planet earth. It is not what you leave for your children and grand-children that matter. The real inheritance is what you leave in them.We must put our financial house in order while we lay the foundation for theirs.As you use the information in this book, you will learn how to let money flow easily into your life while doing what you love. These easy-to-learn steps and exercises will create abundance in your life and lead you to take control of your financial future.... right now.
About the Author: Nigel St. Hill is the founder of http: //www.moneyandabundance.com and author of the book Money Management Caribbean Style and several eBooks including 12 Secrets to Creating Money and Abundance Caribbean Style, 8 Money Management Secrets for Caribbean Women, Creative But Practical Ways to Save money, 8 Simple Ways to Live a Healthy Abundant Lifestyle and 7 Steps To Becoming An Empowered Single Woman. He is a certified Life and Money Management Coach helping people who are ready to uncover their path to Money, Abundance, and Prosperity by providing them with empowering informational products and life and money management coaching. He worked with Cable & Wireless (now LIME) as their Credit Manager and had the honour of becoming the first person in the Caribbean to be qualified in Credit Management. Nigel conducted extensive training programs for employees of Cable & Wireless in Barbados, Grenada, St.Lucia and St.Vincent. He also wrote the first Standard Credit Management Procedure for Cable & Wireless Barbados. In addition to Credit Management, he worked for a number of years in the hospitality industry as a night auditor and was Credit Administrator for the Harris Group of Companies. Always one for sharing his knowledge and experiences with the world, he has written numerous articles in the local newspapers and magazines on Change Management, Money Management and Credit Management. He also wrote articles for In the Zone Magazine and Caribbean Success University. He currently writes a monthly article for Bajandiaspora, a USA based online magazine. Many readers have also benefited from his writings through Ezinearticles, Selfgrowth.com, Pinterest, Tumblr and LinkedIn. With a thirst for continued learning, in 2011 he completed the Adult and Continuing Education and Teaching Certificate (TVET) Train- the-Trainer Course and in 2015, Nigel received the Small Business Association award for the most outstanding performance in the Maximizing Social Media for Small Business Entrepreneurship Training Series. A solution oriented individual with many talents and gifts, his desire is to share the knowledge, experiences and insights that he has gained as a result of his own transformation. He currently facilitates the "Unlock Your Future Program" for fourth and fifth formers in three of Barbados' Secondary Schools. This program is geared to prepare students for both life and the world of work. Contact Nigel St. Hill - Life and Money Management Coach