Minimum Payment

Minimum Payment

          
5
4
3
2
1

International Edition


Premium quality
Premium quality
Bookswagon upholds the quality by delivering untarnished books. Quality, services and satisfaction are everything for us!
Easy Return
Easy return
Not satisfied with this product! Keep it in original condition and packaging to avail easy return policy.
Certified product
Certified product
First impression is the last impression! Address the book’s certification page, ISBN, publisher’s name, copyright page and print quality.
Secure Checkout
Secure checkout
Security at its finest! Login, browse, purchase and pay, every step is safe and secured.
Money back guarantee
Money-back guarantee:
It’s all about customers! For any kind of bad experience with the product, get your actual amount back after returning the product.
On time delivery
On-time delivery
At your doorstep on time! Get this book delivered without any delay.
Quantity:
Add to Wishlist

About the Book

A heart-touching tale of families ravaged by rising personal debt and changes in the labour market due to rapidly growing automation, computer and digital technology on one hand, and international trade agreements facilitating out-sourcing of jobs from high to low-wage countries, on the other. Robert Vaughan, the primary bread-winner of a family, with a well-paid job, has been managing his home, meeting needs of family, and paying off regular monthly and other unexpected financial obligations. Since his net bi-weekly pay is mostly eaten by the mortgage on the house and its property taxes, he is left with an amount too little to pay off monthly bills and an unexpected expenditure. To discharge his financial obligations, he leans heavily on funds borrowed on a number of credit cards and lines of credit to keep the wolf away from his door. With no savings and low cash flow, he is simply able to make, and at times even juggle, with minimum payments on loans outstanding. He recognizes that by making a minimum payment on each loan, he isn't defaulting on any loan and that, in turn, essentially protects his credit worthiness, and makes him eligible to apply and get one consolidation loan after another. Life on credit has its toll: sad and depressed mood, stress, lack of sleep, living with fear, suicidal tendency, low self-esteem, poor relationship with his spouse, children, and friends, and unending anxiety to find a source to supplement his income. His co-worker, Jennifer Cartwright, on the other hand, is married to Peter, a well educated man with a Masters certificate in computer sciences from a Canadian university. He holds the opinion that after acquiring that level of education, he is ready to pursue a stable career path for life. He fails to recognize that the kind of skill-set he holds can be totally obsolete over a short span in a rapidly changing labour market, and not only that, the type of job he holds can also easily be out-sourced to a low-wage country. After he's declared redundant, he accepts a job as a security guard, and abandons his family rather than try to upgrade skills to not only improve his job prospects, but also the up-keep of his family. Both Robert and Jennifer are stressed out - the former because of too much reliance on credit, and the latter due to the out-sourcing of her husband's job. They agree to support one another and enter an agreement in order to keep their sanity to perform their job as well as maintain their respective family units. What was their agreement? Did it last? Did Robert find a source to supplement income? Did Jennifer and Peter get back together? What happened to children in such families? Find out ... ...


Best Sellers



Product Details
  • ISBN-13: 9781986101264
  • Publisher: Createspace Independent Publishing Platform
  • Publisher Imprint: Createspace Independent Publishing Platform
  • Height: 229 mm
  • No of Pages: 412
  • Spine Width: 21 mm
  • Width: 152 mm
  • ISBN-10: 1986101266
  • Publisher Date: 16 Jun 2018
  • Binding: Paperback
  • Language: English
  • Returnable: N
  • Weight: 548 gr


Similar Products

How would you rate your experience shopping for books on Bookswagon?

Add Photo
Add Photo

Customer Reviews

REVIEWS           
Click Here To Be The First to Review this Product
Minimum Payment
Createspace Independent Publishing Platform -
Minimum Payment
Writing guidlines
We want to publish your review, so please:
  • keep your review on the product. Review's that defame author's character will be rejected.
  • Keep your review focused on the product.
  • Avoid writing about customer service. contact us instead if you have issue requiring immediate attention.
  • Refrain from mentioning competitors or the specific price you paid for the product.
  • Do not include any personally identifiable information, such as full names.

Minimum Payment

Required fields are marked with *

Review Title*
Review
    Add Photo Add up to 6 photos
    Would you recommend this product to a friend?
    Tag this Book
    Read more
    Does your review contain spoilers?
    What type of reader best describes you?
    I agree to the terms & conditions
    You may receive emails regarding this submission. Any emails will include the ability to opt-out of future communications.

    CUSTOMER RATINGS AND REVIEWS AND QUESTIONS AND ANSWERS TERMS OF USE

    These Terms of Use govern your conduct associated with the Customer Ratings and Reviews and/or Questions and Answers service offered by Bookswagon (the "CRR Service").


    By submitting any content to Bookswagon, you guarantee that:
    • You are the sole author and owner of the intellectual property rights in the content;
    • All "moral rights" that you may have in such content have been voluntarily waived by you;
    • All content that you post is accurate;
    • You are at least 13 years old;
    • Use of the content you supply does not violate these Terms of Use and will not cause injury to any person or entity.
    You further agree that you may not submit any content:
    • That is known by you to be false, inaccurate or misleading;
    • That infringes any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy;
    • That violates any law, statute, ordinance or regulation (including, but not limited to, those governing, consumer protection, unfair competition, anti-discrimination or false advertising);
    • That is, or may reasonably be considered to be, defamatory, libelous, hateful, racially or religiously biased or offensive, unlawfully threatening or unlawfully harassing to any individual, partnership or corporation;
    • For which you were compensated or granted any consideration by any unapproved third party;
    • That includes any information that references other websites, addresses, email addresses, contact information or phone numbers;
    • That contains any computer viruses, worms or other potentially damaging computer programs or files.
    You agree to indemnify and hold Bookswagon (and its officers, directors, agents, subsidiaries, joint ventures, employees and third-party service providers, including but not limited to Bazaarvoice, Inc.), harmless from all claims, demands, and damages (actual and consequential) of every kind and nature, known and unknown including reasonable attorneys' fees, arising out of a breach of your representations and warranties set forth above, or your violation of any law or the rights of a third party.


    For any content that you submit, you grant Bookswagon a perpetual, irrevocable, royalty-free, transferable right and license to use, copy, modify, delete in its entirety, adapt, publish, translate, create derivative works from and/or sell, transfer, and/or distribute such content and/or incorporate such content into any form, medium or technology throughout the world without compensation to you. Additionally,  Bookswagon may transfer or share any personal information that you submit with its third-party service providers, including but not limited to Bazaarvoice, Inc. in accordance with  Privacy Policy


    All content that you submit may be used at Bookswagon's sole discretion. Bookswagon reserves the right to change, condense, withhold publication, remove or delete any content on Bookswagon's website that Bookswagon deems, in its sole discretion, to violate the content guidelines or any other provision of these Terms of Use.  Bookswagon does not guarantee that you will have any recourse through Bookswagon to edit or delete any content you have submitted. Ratings and written comments are generally posted within two to four business days. However, Bookswagon reserves the right to remove or to refuse to post any submission to the extent authorized by law. You acknowledge that you, not Bookswagon, are responsible for the contents of your submission. None of the content that you submit shall be subject to any obligation of confidence on the part of Bookswagon, its agents, subsidiaries, affiliates, partners or third party service providers (including but not limited to Bazaarvoice, Inc.)and their respective directors, officers and employees.

    Accept

    New Arrivals



    Inspired by your browsing history


    Your review has been submitted!

    You've already reviewed this product!