If you have ever experienced losses in the stock market, despite promises of long-term returns, you are not alone. Statistically, the global stock market tends to rise, but investors often lose money. But why does this happen?

With this book, we want to guide you through a different perspective. Let's reason together and transform your financial strategy. Set the time frame you have in mind and experience the art of evaluating asset allocation based on your goal. The "classic" metrics you see or hear everywhere (Annual/Average Return, Standard Deviation, Sharpe Ratio) don't tell you the whole story. Other targeted metrics are needed to reveal the detailed behavior of your portfolio.

The goal is no less important than the journey. It is during the journey that many investors abandon ship at a loss because they didn't have clear scenarios to face beforehand. You won't find the usual clichés like "Everything grows in the long run" or "To know the percentage of stocks suitable for you, subtract your age from 100." Here you will find numbers and statistics, but above all, a method with which, independently, you can:

• Define the asset allocation that best suits your time frame. In addition, you can evaluate the numerous simulations, in USD and EUR, that we have already included for you.
• Reason together with your trusted financial coach, verifying the choices already made and thinking about future ones.
• Assess your portfolios or those of your clients and judge their effectiveness and quality.

We are the ones from LazyPortfolioEtf.com, the reference site for Lazy Portfolios and metrics over 150 years of history. All accessible without limits and for free, without registrations.

Reading this book will allow you to understand and analyze the world of lazy investments in relation to various metrics to invest consciously. You will learn:

1. How to create the right asset allocation to build your portfolio
2. How to choose financial metrics to evaluate your investment portfolio
3. Investment strategies
4. How to independently assess financial risk
5. Make informed investment decisions
6. Build your wealth by investing with ETFs
7. The philosophy of passive investment
8. Associate your goal with an investment portfolio (Goal-based investing)
9. The difference between Passive Investment and Active Investment. The focus of the book is Passive Investment, and in particular, the metrics to apply to evaluate it based on your goals.
10. Compare two portfolios using the correct metrics

We will apply metrics to the most famous Lazy Portfolios to understand when and how to use them.

Save time and money, avoid common traps, and change your financial approach forever. Invest in your knowledge, invest in success.