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Leihhauskarrieren in Deutschland - Vom Umgang mit Geld und Vermögen

Leihhauskarrieren in Deutschland - Vom Umgang mit Geld und Vermögen

          
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About the Book

Der richtige Umgang mit Geld und Vermögen ist für die Mehrheit der Bevölkerung eine Kernkompetenz. Im Zentrum der Geschäftstätigkeit eines Leihhauses steht der Tausch von eigenem Gütervermögen in Geld. Durch das Hinterlegen eines Gegenstands wird jedem Erwachsenen ein Pfandkredit gewährt. Dieser Kredit muss verlängert bzw. ausgelöst werden, ansonsten verliert der Kunde sein Pfand. In seiner soziologisch und ökonomisch angelegten Arbeit hinterfragt Norbert Dischinger die Motivation der Kunden, ein Leihhaus zu besuchen, beobachtet deren Kontoverläufe und analysiert dadurch das Verhalten der Klientel im Bezug auf Geld. Die Arbeit stützt sich neben Interviews auf die Kundendatenbank eines Nürnberger Leihhauses. Gekonnt entwickelt der Autor eigene Methoden der Zeitreihenanalyse, deren Ergebnisse zum Umgang mit Geld und Vermögen verallgemeinerbare Aussagen über den Untersuchungsrahmen hinaus liefern. Demnach handeln die meisten Menschen trotz mangelndem Finanzierungswissen und auch ohne Abwägung von Finanzierungsalternativen mikroökonomisch effizient, weil sie ihre Handlungsoptionen in der sozialen Sphäre reflektieren. Dazu gehören persönliche Empfehlungen, die kulturelle Prägung sowie traditionelle und milieuspezifische Verhaltensweisen.
About the Author: Norbert Dischinger verfügt über mehr als zehn Jahre Erfahrung in der Beratung, dem industriellen Produktmanagement und im technologieorientierten Unternehmensbeteiligungsgeschäft. Seine Stärken liegen in der Analyse und Vermarktung erklärungsbedürftiger Investitionsgüter in internationalen Märkten. In die Analyse des Pfandleihgeschäftes hat er vielfältige Erfahrungen eingebracht, außergewöhnliches Datenmaterial erschlossen und damit neues Wissen geschaffen. Norbert Dischinger hat Physik, Wirtschaftswissenschaften und Soziologie in Erlangen, Edinburgh, Magdeburg und Leningrad studiert.


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Product Details
  • ISBN-13: 9783828888289
  • Publisher: Tectum - Der Wissenschaftsverlag
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 13 mm
  • Width: 148 mm
  • ISBN-10: 3828888283
  • Publisher Date: 16 Jul 2011
  • Height: 210 mm
  • No of Pages: 224
  • Series Title: German
  • Weight: 299 gr


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