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Ist der Bankensektor intransparenter als andere Sektoren?: Eine Analyse anhand von Ratingdaten

Ist der Bankensektor intransparenter als andere Sektoren?: Eine Analyse anhand von Ratingdaten

          
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About the Book

Inhaltsangabe: Einleitung: Der Bankensektor ist einer der am stärksten regulierten Sektoren in nahezu allen entwickelten Volkswirtschaften. Ziel meiner Arbeit war es zu klären, ob europäische und US-amerikanische Banken intransparenter sind als Industrieunternehmen und somit eine verstärkte Regulierung gerechtfertigt ist. Dazu wurden die Ratings der Agenturen Standard and Poor´s sowie Moody´s für Banken und Industrieunternehmen analysiert. Kommen die Agenturen zu unterschiedlichen Bewertungen eines Unternehmens, entstehen Rating-Splits, die als Indikator für die Intransparenz von Unternehmen dienen. Je häufiger Rating-Splits auftreten, desto größer ist die Intransparenz eines Sektors. Die Untersuchungen zwischen Bank- und Industriesektor zeigen, dass Banken deutlich mehr Rating-Splits aufweisen als Industrieunternehmen. Dies trifft für Europa genauso wie für die USA zu, wobei US-amerikanische Banken mehr Rating-Splits aufweisen als europäische. Aus diesen Ergebnissen kann man ableiten, dass Banken intransparenter als Industrieunternehmen sind und eine stärkere Regulierung gerechtfertigt scheint. Der Aufbau der Arbeit ist wie folgt. Nach einleitenden Worten werden die allgemeinen Charakteristika von „Credit Ratings" und der Prozess zur Gewinnung eines Rating-Urteils erläutert sowie die Einflussfaktoren auf ein „Credit Rating" und damit verbundene Probleme diskutiert. Daran anschließend werden die Unterschiede zwischen Banken und Industrieunternehmen erläutert und Wege aufgezeigt, wie Banken durch externe Beobachter eingeschätzt werden können. Kapitel fünf ist das Kernstück der Arbeit und beinhaltet zum einen die Erläuterung möglicher Ursachen für das Auftreten von Rating-Splits und zum anderen die empirische Untersuchung von Rating-Splits im Bank- und Industriesektor. Den Abschluss der Arbeit bilden zum einen die Anwendungsmöglichkeiten und Probleme von Ratings in der Bankenregulierung und zum anderen die Zusammenfassung der gewonnenen Erkenntnisse dieser Arb


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Product Details
  • ISBN-13: 9783838630137
  • Publisher: Diplom.de
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 5 mm
  • Weight: 113 gr
  • ISBN-10: 3838630130
  • Publisher Date: 03 Jan 2005
  • Height: 210 mm
  • No of Pages: 78
  • Series Title: German
  • Sub Title: Eine Analyse anhand von Ratingdaten
  • Width: 148 mm


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Ist der Bankensektor intransparenter als andere Sektoren?: Eine Analyse anhand von Ratingdaten
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