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Impatto dei fattori macroeconomici e bancari sul livello degli NPL

Impatto dei fattori macroeconomici e bancari sul livello degli NPL

          
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About the Book

Secondo gli studi condotti sulle sofferenze, vari analisti hanno cercato di correlare il livello delle sofferenze direttamente a due categorie di fattori: (1) fattori macroeconomici e (2) fattori bancari o specifici del settore bancario.Le conseguenze nel settore bancario a seguito di crediti in sofferenza possono essere notevoli se non vengono adottate misure preventive. I crediti in sofferenza incidono negativamente sulla performance e sulla stabilità del settore bancario, aumentando gli accantonamenti, i prestiti e, in casi più gravi, possono portare un istituto finanziario in condizioni di insolvenza. Anche il settore bancario in Kosovo è stato molto attento nella gestione della qualità del portafoglio creditizio, per cui i tassi di questi prestiti sono molto bassi, il che ha reso ancora più alta la fiducia in questo settore.La ricerca affronterà il problema dei PCI attraverso il modello econometrico, dove i fattori macroeconomici che vengono affrontati nella ricerca sono i fattori macroeconomici: PIL, inflazione, tasso di disoccupazione e tasso di interesse, mentre i fattori bancari sono ROEA, ROAA e CAR. La ricerca copre il periodo 2007-2019. I risultati della ricerca hanno mostrato che l'inflazione e i tassi di interesse hanno un impatto sulle JCE nel settore bancario in Kosovo.


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Product Details
  • ISBN-13: 9786202819961
  • Publisher: KS Omniscriptum Publishing
  • Publisher Imprint: Edizioni Sapienza
  • Height: 229 mm
  • No of Pages: 72
  • Spine Width: 4 mm
  • Width: 152 mm
  • ISBN-10: 6202819960
  • Publisher Date: 14 Jan 2021
  • Binding: Paperback
  • Language: Italian
  • Returnable: N
  • Weight: 118 gr


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