Learning how to wade through the financial world-one bursting with abstract advice, long-winded explanations, and complicated jargon-is no simple task. This straightforward guide simplifies the process by showing you how to identify your personal finance goals and laying out a specific path to reach them. The "ideal" approach has five components:
- Increase credit score and limit
- Decrease debt with high interest rates
- Establish a realistic budget
- Accumulate wealth via saving and investing
- Live below your means
After her own financial struggles as a young adult, Yveline L. Dalmacy, MBA, MA, made it her mission to learn the ins and outs of personal finance. She turned her life around with these five strategies and achieved long-term financial freedom. Setting up your own financial future requires making a myriad of decisions. In this book, your options for budgeting, saving, and investing are presented in a practical and accessible way.
Without good money-management techniques in place, your debts can easily hold you back. But armed with the right plan and healthy financial habits, you can avoid common pitfalls. A strong financial foundation will allow you to live freely, grow more, and worry less.
About the Author: Yveline L. Dalmacy, MBA, MA, has worked in the banking and financial industries for over twenty years. To give back to her community, she cohosts a radio show with her husband, Dr. Kesler Dalmacy, that provides helpful information on credit, savings, and budgeting. This flows from her desire to contribute to others by helping them improve their financial standing. Another passion of hers is world politics, and she closely follows current events, both national and international. She strongly believes in the transformative power of education and is a voracious reader. The Kaizen philosophy inspires her to aim for continuous personal growth.
Dalmacy was privileged to intern at the Department of Commerce as a White House liaison in Select USA, and she has received citations from an assemblywoman and a city councilman. She is a real estate entrepreneur living in Brooklyn, New York, and has two daughters, Anabelle and Tatiana.
