In a growingly complex economic environment, people needs to develop financial intelligence in many ways. The best way to find an answer is by asking the right question.
In the current market, there lacks a comprehensive book with organized knowledge for the daily financial needs in American life. The book meets the demand with a simple and clear Q&A structure. With its eleven subjects in two volumes, it helps people to clarify their needs and feed them with answers right away. All the answers are in layman's language to make it an easy and quick read.
It shares with the readers the daily needs like mobile phones, credit cards, taxes, loans, to uncommon endeavors like entrepreneurship, finance, investment, insurance, and so on. Its seemingly small talk formats are perfect navigators for people coming to visit or live and try to find their way in all financial matters of the United States.
About the Author: Xinyi Cindy Yu, CPA, CFP, MBA, MS, has more than twenty years' experience in both corporate and personal finances, and a passion for financial education for families. With a career path that includes high-level management positions at American Express and Citigroup, she is a certified public accountant and financial service industry veteran who has served thousands of individual and business clients worldwide. She is the cofounder of the Parents & Children Education Club in New Jersey and Institute of Financial Intelligence.
Hong Zhang, PhD, is an associate professor at Rowan University in New Jersey with fifteen years of experience teaching and guiding younger generations. He is also committed to promoting STEM and cultural education to children in his community. He is the cofounder and president of Institute of Financial Intelligence, a non-profit organization promoting systematic education for financial literacy and good judgement.
