Can you imagine that there is an enterprise that has existed for 156 years and has been paying out a return of just under 3% every year for 114 years, with no interruption, for $ 0.65 in July 1983? And for which you have to lay down over $ 35 today? Can you imagine an investment that has been increasing the distribution by an average of 7% every year for 54 years, more than inflation devaluing your money every year?There is no such thing, you might say!But, there are such things, and I want to show you how to find them and how to improve your finances and even become financially independent. It is an investment that does not require any advice, with no fees or annual administrative costs. An investment that you understand, even if you have no idea about money transactions!The plagued retail investor today is beaten by good advice. As soon as you open the newspaper, you filled with a vast number of technical terms. The advertisements of the various financial banking and investment advisors are flashing right, left, up, and down. Some tell you that the world is going down this year, so you need to get your money out of the way, others want to make you believe that gold is the solution to all your problems.But actually, it is quite simple.If you really want to invest your money profitably, then do not give it to the state, not the banks, and certainly not the insurance companies. Please give it to Cilit Bang, Pampers, Nivea, McDonald's, Coca Cola and Co. Because these things make money. They've been doing this for over a century, and they earn a living from their purchases, from the contents of their neighbors' bags, and shopping baskets in Canada, America, Turkey, Japan, and many other countries. And they deserve it, even if a new currency reform should come, if the state will plunder the accounts of retail investors and savers and if he will cut pension and social benefits because the solidarity community can not afford this in the long run.Look at yourself while shopping, look at the housewives, and what they put on the treadmill of the consumption temple, then you know which stocks you should buy.Do not believe the government state if the officials tell you the pensions are safe. They are not! Between 2005 and today, they reduced the pension rate from 72% to 48% of the average net income. Look at your salary slip! Could you imagine living on 48% of your current salary? You will have to take precautions if you do not want to be a poor social pensioner in your old age.Invest your money. But not according to the rules of the lions, but according to the rules of the housewives. Do not invest in the standards that your bank adviser claims to understand but to rules that you can grasp.Act according to the critical message of this book: Invest in investments that you can understand and judge and not in experts and "financial products" that you can neither understand nor judge!Look at the products, not the stock quotes. Look at how much the business has earned in the past, and what the business model demonstrates. And above all, look at how long a company has already paid dividends and how much.You have something that all sly financial advisers do not have!You have time!