This book Exhilaration of Buying Now the Excruciating Pain of Paying Later is about the bondage of debts. It is said many South Africans and people in many countries are in debts today. This is because most of us are not content to wait to save enough money to buy what we want. People used to say a property is an investment. This has changed because when a property is bought through a mortgage the bank repossesses the property when the borrower fails to pay. Worse of all the borrower can still owe the bank large sum of money. The debts I'm talking about here are also for clothing, shoes, groceries and technology gadgets. It is so easy to swipe here and sign here but difficult to pay there. Some of us are accustomed to buying on credit as it is the "in thing, after all everybody is doing it". We don't know who those everybody doing it are. Debts are a bondage, I have been there and seen people in this bondage of debts. "A borrower is a slave to the lender". As it was back then in Old Testament times so it is today. Katalay and I were slaves to various banks, companies and some individuals. I even bought food on credit at a spaza shop from a refugee, that's how my slavery went. Being a citizen with my South African identity document, taking food on credit from a refugee who came to make a living. I don't write this book to judge anyone but to show the reader the bondage some of us even Christians are in and have to get out. When God told me to write about debts I thought there are many books already. God showed me that we all experience debts in a different way. Now the poor wants to compete with the middle class and the rich by wearing the same brands, buying the same gadgets, going to shopping malls and buying what we can't afford. I prayed about this matter, spoke to some people and understood the problem of the bondage of debts that many people have today. Getting into debts can be quick or slow but getting out is not a quick process, it takes time, planning, discipline, determination, contentment and prayer. The strongholds of debts does bind one very tight. I know the pain of sleepless nights thinking of where the money will come from. The phone calls with legal threats, the e-mails of demands, letters of demands, sms on a daily basis demanding the outstanding money. Gone are the friendly sales people who make the offer to loan the money now only the legal department making demands and threats. The fun of buying on credit fades away quickly. After the food bought on credit has been eaten 10 months ago. The cell phone bought on credit now out of fashion and new technology is in. The clothes bought 18 months ago out of fashion and still have to be paid for. The house in the suburbs now occupied by new owners but still paying the outstanding legal costs to the bank. Oh the deception of debts, it's voice is friendly for only a few seconds, it's threats sends a chilling feeling down the spine. Trying to choke determination and dignity out of the debtor's life. There is debt help available but this does not deal with the habit of buying on credit it just treat the symptoms and not the virus itself. The problem is contentment, wanting what I can't afford.
About the Author: Doreen C. Mampani is a Christian author from South Africa. She is married to Katalay Mampani and God blessed them with a daughter L'amour Mampani. She writes Christian non-fiction books and poetry. She went through rejection at home, in some churches and communities, unemployment, poverty, loss of material possession, sickness and disease and miscarriages. She suffered racism in her home and communities. Born to a Colored woman whose mother was White. She was rejected by some Vendas, Coloreds, Indians and foreign nationals. Doreen wrote some of her books while being unemployed and not owning a computer or laptop and no source of income. Some of the notebooks she found in garbage bins and also used old diaries which she asked from people to write her manuscripts. She borrowed laptops, she cleaned internet café and was given time to type her books on their computers. She also did some domestic work and recycling work to make some money. This she did in spite of being a qualified Human Resources Officer and Skills Development Facilitator. God has honored her hard work in that her books are available world-wide. Doreen suffered poverty as a child and as an adult. Her books are based on real life experience of her and people she meets. She claims not to have achieved rather she glories God for enabling her to write life changing stories. God asked Abraham "Is there anything too hard for the LORD?" The answer is the same as it was then, NOTHING is too hard for our God. Her writing career started when she lost her job, her husband's business was not doing well, and they did not have any source of income to the level of losing their material possessions. She wrote most of her books with limited resources, seating on the floor, old bed, old couch, buckets, without a proper table. She had no anti-virus software and lost some of her manuscripts and had to retype them. She did not have source of income therefore had to walk far to get to the internet café to type her books and to source funding. Doreen and her husband lost their properties and businesses. They were deep in debts, being unemployed and no source of income. Doreen speaks of personal experience when she talks about the bondage of debts.