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Entstehung der globalen Finanzkrise und deren Auswirkung auf die Notenbanken sowie die Bankenaufsicht

Entstehung der globalen Finanzkrise und deren Auswirkung auf die Notenbanken sowie die Bankenaufsicht

          
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About the Book

Studienarbeit aus dem Jahr 2012 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 1,0, Hochschule Hannover, Veranstaltung: Bank- und Versicherungsbetriebslehre, Sprache: Deutsch, Abstract: Betrachtet man die Entstehung und den Verlauf der aktuellen Wirtschaftskrise, so ist es erstaunlich, welche Auswirkungen von ihr ausgehen. Zunächst wurde lediglich der Begriff "Subprime-Krise", bezugnehmend auf die schlechte Bonitätsbewertung der Kreditnehmer in den USA verwendet. Dieser Begriff wurde in den folgenden Jahren in "Finanzkrise" transformiert, bis die Auswirkungen auf die Realwirtschaft deutlich wurden und aktuell folgerichtig der Begriff Wirtschaftskrise verwendet wird. Das Ziel dieser Arbeit ist es darzustellen, welche Auswirkungen die aktuelle Finanz- und Wirtschaftskrise, bzw. deren Ausläufer, auf die Zentralbanken sowie die Bankenaufsichten dieser Welt hat, da der Vorwurf im Raum steht, dass diese Institutionen versagt haben. Des Weiteren wird von einigen Seiten eine strengere Regulierung der Finanzmärkte verlangt, da von diesem einen Wirtschaftszweig ein erheblicher Einfluss auf die Realwirtschaft ausgeübt wird. Der Ruf nach strengeren Reglementierungen rührt vor allem daher, dass selbst die Staaten gegenüber einigen "systemrelevanten" Banken machtlos erscheinen, da die staatliche Rettung einer in Schieflage geratenen Bank offensichtlich alternativlos ist. Nahezu sämtliche Akteure sind sich einig darüber, dass eine stärkere Regulierung notwendig ist, da selbst die Staaten in einer Abhängigkeitsbeziehung zu den Banken stehen. Ebenso wird deutlich, dass die Lösungen einzelner Staaten keine entsprechende Wirkung hätten. Notwendig ist es somit möglichst weltweit, zumindest aber europa- bzw. amerikaweit einheitliche Regulierungen zu schaffen, die ein erneutes Entstehen einer solchen Fehlentwicklung unterbinden. Um die Folgen der Krise sowie die daraus resultierenden Maßnahmen der Aufsichtsbehörden nachvollziehen zu können, ist es zunächst wichtig die Entstehung


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Product Details
  • ISBN-13: 9783656326960
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 2 mm
  • Width: 148 mm
  • ISBN-10: 3656326967
  • Publisher Date: 06 Dec 2012
  • Height: 210 mm
  • No of Pages: 36
  • Series Title: German
  • Weight: 59 gr


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