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Empfehlung zur Strukturierung von Rentenfonds aus der Sicht eines Fondsmanagers

Empfehlung zur Strukturierung von Rentenfonds aus der Sicht eines Fondsmanagers

          
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About the Book

Inhaltsangabe: Einleitung: In den letzten Jahrzehnten zeichnete sich ein klarer Trend im Hinblick auf den Vermögensaufbau von deutschen Privatanlegern ab. Ein entscheidender Fakt dabei war die zunehmende Eigenverantwortlichkeit bei der Absicherung der eigenen zukünftigen Rentenbezüge. Während der Anteil des Sparens mit Investmentfonds, gemessen am jährlichen Aufkommen der privaten Ersparnis, im Jahre 1970 nur ca. 2,5 % betrug, investierten private deutsche Haushalte netto 1999 bereits rund 40 % in diese Anlageform. Ein ähnlicher Anstieg ist auch für das Fondsvolumen der deutschen Publikumsfonds, also der Fonds, die von Kapitalanlagegesellschaften (KAG) öffentlich angeboten und von jedem erworben werden können, nachvollziehbar. So verzehnfachte sich dieses Volumen im Zeitraum von 1987 bis 2001 von 40,45 Mrd. € auf 417,48 Mrd. €, was die zunehmende Bedeutung des Fonds als Kapitalanlage eindrucksvoll unterstreicht. Diese enorme Zunahme an Vertrauen ist unter anderem darauf zurückzuführen, dass Investmentfonds für den Anleger eine sehr transparente Investition darstellen. Die Kapitalanlage-gesellschaften sind strikten juristischen Restriktionen durch das Bundesaufsichtsamt für Kreditwesen (BfK) und das Gesetz über Kapitalanlagegesellschaften (KAGG) unterlegen. Somit ist gewährleistet, dass dem Anleger alle relevanten Informationen zugänglich sind. Beispielhaft seien hier nur Anlagevorschriften, Aspekte der Risikostreuung, Berechnungsmethoden der Fondspreise oder die Anlagephilosophie erwähnt. Der Privatanleger hat derzeitig die Auswahl aus mehr als 6000 Fonds mit den unterschiedlichsten Anlagestrategien. In den neunziger Jahren wurde verstärkt auf Aktien- und Branchenfonds gesetzt, da hier überproportionale Gewinnpotenziale möglich waren. Nachdem jedoch die Spekulationsblase Anfang 2000 platzte und die Welt nach den Terroranschlägen des 11.September 2001 erschüttert wurde, flüchteten sich viele Investoren in den weit weniger spekulativen Rentenmarkt. Doch auch hier


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Product Details
  • ISBN-13: 9783838682716
  • Publisher: Diplom.de
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 6 mm
  • Width: 148 mm
  • ISBN-10: 3838682718
  • Publisher Date: 28 Feb 2005
  • Height: 210 mm
  • No of Pages: 102
  • Series Title: German
  • Weight: 145 gr


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Empfehlung zur Strukturierung von Rentenfonds aus der Sicht eines Fondsmanagers
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