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El paseo aleatorio hacia la jubilacion: La inversion y el riesgo en los Fondos de Pensiones

El paseo aleatorio hacia la jubilacion: La inversion y el riesgo en los Fondos de Pensiones

          
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About the Book

A principios del siglo XX la duración media de la vida de una persona en la fase de jubilación o retiro era muy exigua, en cambio a principios del siglo XXI la situación ha cambiado radicalmente, es probable que muchas personas puedan vivir en la fase de jubilación por mas tiempo del que hayan permanecido en actividad laboral. Por otra parte las pensiones publicas de jubilación, por distintos motivos, serán cada vez mas menguantes. Por lo tanto el mantenimiento de un determinado nivel o calidad de vida durante la fase de jubilación dependerá tanto de la responsabilidad como de la información y acierto de cada individuo en las decisiones que deberá adoptar en aras a su previsión. En lo esencial un esquema de previsión individual es sencillo. La complejidad aparece cuando se plantean las cuestiones concretas a las que se enfrenta cualquier participe de un esquema de previsión. Constituyendo el riesgo financiero susceptible de ser asumido un aspecto esencial. La inversión con bajo riesgo implica un rendimiento financiero muy escaso, pero la inversión con un determinado riesgo, en el sentido de dispersión de los posibles resultados, solo puede ser asumida por el inversor que tenga capacidad económica y disposición personal para ello. El libro "El paseo aleatorio hacia la jubilación" pretende introducir al lector en la mecánica del proceso de acumulación que tiene la finalidad de hacer posible la generación de un flujo de rentas en la fase de retiro, describir las distintas clases de riesgos financieros y extrafinancieros a los que se expone, y poner de relieve como se puede determinar la combinación de activos, renta fija y renta variable, que mejor puede ajustarse a las necesidades individuales de cada persona o unidad familiar.


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Product Details
  • ISBN-13: 9781515147176
  • Publisher: Createspace Independent Publishing Platform
  • Publisher Imprint: Createspace Independent Publishing Platform
  • Height: 244 mm
  • No of Pages: 560
  • Series Title: Spanish
  • Sub Title: La inversion y el riesgo en los Fondos de Pensiones
  • Width: 170 mm
  • ISBN-10: 1515147177
  • Publisher Date: 26 Sep 2015
  • Binding: Paperback
  • Language: Spanish
  • Returnable: N
  • Spine Width: 29 mm
  • Weight: 879 gr


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