This simple little book on the economy is dedicated to my father Robert Edward White of New York, a union man, and to my Uncle Herbin Bernard Miller Jr of Minnesota, a successful capitalist businessman. I spent my life growing up between the two families. As a child I learned early how to laugh very loud and hard, even at yourself with one family and how to be quiet, proper and reserved in language, humor and dress with the other. I loved them both. Both of them love me. And both of them loved their country and knew "their way" was best. These men knew their job and knew how it served their villages and families and knew the sacrifice it takes to balance a village. They loved and respected each other. It is that atmosphere we need today to solve these problems. Trying to bridge that gap and being constantly tested to see which lifestyle I would chose drove me to distraction. That is probably why I became a teacher and, hopefully not, why I later became a therapist. I loved them both and had to bridge those gaps. I was very good at it very early in my life and that skill has served me well in those chosen professions of teaching and therapy. It also inspired the art and writing. As those who have read my fiction know, I love the village life . I was raised in a balanced village and it was a good childhood. I am concerned and saddened that that life may be weakening in America . So I did a little research. I said a little. I am no expert not academician when it come to the economy but I learned some things. I wrote the book to share them with you. I hope it helps make us all better voters and better citizens and leads to a stronger America. It's a little book to do all that. Once you read it you will have to help. My sincere gratitude and thanks to New York State University, The Inquiring Mind Bookstore( right title for me, huh?)in Saugerties, NY books, and Barnes and Noble for access to a few research materials and tolerance of such an amateur digging around in their academic fields. New York State University creates incredibly good professionals in the field who are sorely needed. They may or may not agree with my simplistic explanations or approach and certainly will go on in dept trying to find ways to improve the economy and to intervene internationally with studied, scholarly interventions and considerations. I respect that. I hope they continue long scholarly study to find new analysis and data in this increasingly complex and changing world . I know they will. This book is not necessarily for them . it's for the everyday people in their villages. But god Bless their study and the benevolence of sharing a bit of their knowledge with me. I especially want to thank Professor Betty Daniel who teaches MACRO ECONOMICS AND ANALYSIS. Professor Daniel as a woman in the Economics Department is a strong knowledgeable leader for her students to follow.