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Economia Para Salir de Casa: Desarrolla tu inteligencia financiera. Conceptos que debes conocer para tomar tus decisiones.

Economia Para Salir de Casa: Desarrolla tu inteligencia financiera. Conceptos que debes conocer para tomar tus decisiones.

          
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About the Book

Este libro está pensado para acercar algunos conceptos del mundo de la economía al ciudadano corriente que tiene forzosamente que enfrentarse a ellos en su vida cotidiana. Todas las personas tienen, en algún momento de su vida, que tomar decisiones relativas a pedir dinero prestado y a su inversión, tanto si es para adquirir una vivienda, comenzar un negocio o ahorrar para el futuro. El libro incluye algunos desarrollos matemáticos que normalmente sólo se enseñan en las escuelas de negocio, pero que constituyen la base de la formación financiera. El lector podrá profundizar en los cálculos si lo desea, aunque no hace falta entenderlos en toda su extensión para seguir con la lectura del libro. Si se hace necesario, el lector podrá acudir a los cálculos y realizar algunos ejercicios, de acuerdo con su caso particular.El libro incluye casos relativos a la vida normal, como son el ahorro para complementar una pensión, la decisión justificada sobre comprar vivienda o alquilar, el impacto de los impuestos en el ahorro y en la renta, así como algunos conceptos relativos a inversiones y su valoración.A su vez, el libro incluye conceptos de interés para las personas que están pensando en comenzar con un negocio personal. Se explican conceptos de interés ilustrados con ejemplos, como son la valoración de distintas inversiones, la elección del tipo de descuento, el cálculo del punto muerto de un negocio, el cálculo del precio óptimo, la estimación del beneficio máximo, de interés para pequeñas empresas o autónomos.También se incluyen conceptos de estrategia personal y pensamiento crítico, junto con una sección dedicada al entorno macroeconómico de interés para establecer un marco de referencia en la economía global.Este libro está especialmente indicado para la gente joven, que tiene toda la vida por delante para poder tomar pequeñas decisiones que con el tiempo producen un gran impacto final. No obstante es de mucho interés para padres o educadores que necesitan una guía compacta sobre educación financiera, imprescindible hoy en día.Extensión: 184 páginas.INDICE1Introducción2Enhorabuena3Inversión y financiación4El Criterio de la Referencia Propia5Errores tipo 1, 2 y 36Tus recursos7El apalancamiento financiero8El valor del dinero en el tiempo9La otra cara del valor del dinero en el tiempo10Tus inversiones10.1Tres observaciones conceptuales11Tu entorno12Tu pensión13La gestión de tus ahorros13.1Ahorra proactivamente13.2Pago Perpetuo o perpetuidad13.3Pago anual o anualidad13.4Aclaración sobre los intervalos de interés compuesto13.5Pago Perpetuo creciente o perpetuidad creciente13.6Pago anual creciente o anualidad creciente13.7Convenciones, formas de contar y un poco de humor13.8Inversión anualizada creciente13.9Resumen y utilización de las fórmulas13.10Caso práctico14Invertir en vivienda14.1¿Comprar o alquilar?15Invertir en renta fija16Invertir en renta variable17Fiscalidad17.1Fiscalidad de los ingresos17.2Fiscalidad del ahorro18Invertir en un plan de pensiones19El mercado19.1Oferta y Demanda19.2Cálculo del punto muerto de equilibrio o Break even.19.3Caso Práctico.20El entorno macroeconómico21El flujo circular de la renta21.1Salidas y entradas22El Producto Interior Bruto23Gobernanza23.1Inflación23.2Estabilidad Económica y Políticas de Gestión de Demanda23.3Política fiscal23.4Política monetaria23.5Demanda monetaria23.6Oferta monetaria23.7Crecimiento Económico y Políticas de Gestión de Oferta23.8Teoría Neoclásica de crecimiento23.9Teoría Endógena del crecimiento24Globalización25Epílogo26Anexo 1. El coste del Proyecto Castor27Anexo 2. ¿Comprar o alquilar vivienda? Caso simplificado.28Acerca del autor.


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Product Details
  • ISBN-13: 9781512252910
  • Publisher: Createspace Independent Publishing Platform
  • Publisher Imprint: Createspace Independent Publishing Platform
  • Height: 229 mm
  • No of Pages: 188
  • Spine Width: 10 mm
  • Weight: 258 gr
  • ISBN-10: 1512252913
  • Publisher Date: 14 Aug 2015
  • Binding: Paperback
  • Language: Spanish
  • Returnable: N
  • Sub Title: Desarrolla tu inteligencia financiera. Conceptos que debes conocer para tomar tus decisiones.
  • Width: 152 mm


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