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Développement Du Financement Bancaire Des Pme En République Du Congo

Développement Du Financement Bancaire Des Pme En République Du Congo

          
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About the Book

Un consensus semble se former sur la place que peut occuper la PME dans le processus de diversification de l'économie congolaise. Cependant, les difficultés d'accès au financement empèchent le développement de la PME congolaise. Pour développer le financement bancaire des PME au Congo, je propose une stratégie basée sur la réforme du fonds de garantie et la création d'un fonds d'accompagnement et de soutien aux PME. Ces structures permettront la couverture du risque de crédit, la tenue de la comptabilité par les PME et l'amélioration de la gestion des affaires par les entrepreneurs congolais. Une simulation est faite pour chacun de ces fonds pour déterminer les variables sensibles à maîtriser. L'équilibre financier du fonds de garantie est lié aux fonds propres, au taux de sinistralité dégagé par les banques, au coefficient multiplicateur et au taux d'intérèt appliqué à ses placements financiers. L'équilibre financier du fonds d'accompagnement dépend, quant à lui, de la dotation en fonds propres, du niveau des créances en souffrance, du volume de prèts et des taux d'intérèt appliqués à ces prèts.


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Product Details
  • ISBN-13: 9783841731883
  • Publisher: Univ Europeenne
  • Binding: Paperback
  • Language: French
  • Returnable: N
  • Spine Width: 6 mm
  • Width: 152 mm
  • ISBN-10: 3841731880
  • Publisher Date: 28 Feb 2018
  • Height: 229 mm
  • No of Pages: 104
  • Series Title: Omn.Univ.Europ.
  • Weight: 168 gr


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