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Dividendenaktien. Die bessere Alternative zum Sparbuch?

Dividendenaktien. Die bessere Alternative zum Sparbuch?

          
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About the Book

Studienarbeit aus dem Jahr 2022 im Fachbereich BWL - Investition und Finanzierung, Note: 1.3, FOM Hochschule für Oekonomie & Management gemeinnützige GmbH, Nürnberg früher Fachhochschule, Sprache: Deutsch, Abstract: In dieser Arbeit wird sich dem Thema des Sparens mit Hilfe von Dividendenaktien anstelle vom klassischen Sparbuch gewidmet und kritisch hinterfragt, ob dies in der heutigen Zeit eine Alternative zum Sparbuch darstellt. Es werden die relevanten Produkte des Sparbuchs und der Aktien mit deren Dividendenausschüttungen näher erläutert sowie auf die Chancen und Risiken des Dividendensparens näher eingegangen. Ergänzt wird die Betrachtung mit einer beispielhaften Gegenüberstellung der Produkte in einer Szenariodarstellung über eine Sparzeit von zehn Jahren sowie einer knappen Zusammenfassung und abschließendem Ausblick. Besonders in Deutschland genießt das Sparbuch eine hohe Popularität. Diese lässt sich insbesondere aufgrund der traditionellen und vertrauten Strukturen der letzten Generationen ableiten, welche meist aus familiärer Gewohnheit an die jüngere Generation übertragen wird. Auch der Sicherheitsaspekt des Sparbuchs, das Geld zu jeder Zeit verfügbar zu haben, spielt hier eine wichtige Rolle. Jedoch ist es mit diesem Sparprodukt in der aktuellen Niedrigzinsphase bereits seit mehreren Jahren nicht mehr möglich, vernünftige Zinsen zu erzielen. Die gleichzeitig hohe Inflation lässt das Sparvermögen der privaten Haushalte somit in kurzer Zeit schnell schrumpfen und mindert deren Kaufkraft. Aus diesem Grunde ist es für den Privatanleger notwendig, sich nach alternativen Sparprodukten mit einer attraktiven Verzinsung zu informieren, um dem Wertverlust auf dem Sparbuch entgegenzuwirken. Das Sparen mit Hilfe von Dividendenaktien könnte hier eine mögliche Alternative zum Sparbuch darstellen.


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Product Details
  • ISBN-13: 9783346635624
  • Publisher: Bod Third Party Titles
  • Publisher Imprint: Grin Verlag
  • Height: 210 mm
  • No of Pages: 28
  • Spine Width: 2 mm
  • Width: 148 mm
  • ISBN-10: 3346635627
  • Publisher Date: 29 Mar 2022
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Weight: 50 gr


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