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Die krankenkassenspezifischen Risiken im Risikomanagementprozess

Die krankenkassenspezifischen Risiken im Risikomanagementprozess

          
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About the Book

Bachelorarbeit aus dem Jahr 2016 im Fachbereich BWL - Controlling, Note: 1,7, Hochschule für Angewandte Wissenschaften Neu-Ulm; früher Fachhochschule Neu-Ulm, Sprache: Deutsch, Abstract: Zielsetzung dieser Arbeit ist es, einen Überblick über die krankenkassenspezifischen Risiken zu geben. Diese Risiken werden nicht detailliert behandelt und auch der allgemeine Risikomanagementprozess steht nicht im Mittelpunkt der Betrachtungen, sondern es geht vielmehr um die allgemeinen Risiken, mit der eine Krankenkasse in ihrem marktwirtschaftlichen Handeln konfrontiert ist. Da die Krankenversicherung in zwei getrennte Sparten aufgeteilt ist, nämlich in die gesetzliche und die private, werden beide Berücksichtigung finden. Jeder Mensch hat eine gewisse Angst vor der Zukunft, denn man weiß nicht, was sie mit sich bringt. Vor allem das Thema Gesundheit ist häufig in der Diskussion. Ist man in der einen Minute fit und gesund, kann das in der anderen Minute schon anders aussehen, zum Beispiel bei einem Herzinfarkt. Überlebt man einen solchen Schicksalsschlag, bleibt meistens nicht alles so, wie es früher einmal war. Betrachtet man ein solches Ereignis rein rational, so entstehen der betroffenen Person Kosten für die Heilbehandlung und zukünftig für regelmäßige Kontrolluntersuchungen und durch lebenslange Einnahme von Medikamenten. Nach einer langen Kranken- und Erholungsphase stellt sich häufig auch die Frage, ob der Arbeitsplatz weiterhin für einem geeignet ist, wenn die Arbeit den Körper beispielsweise stark belastet. Doch wer übernimmt die finanzielle Belastung, die eine schwere Krankheit nach sich zieht? Damit die mit der Krankheit verbundenen Kosten, wie zum Beispiel Krankenhausaufenthalt, ärztliche Behandlungen oder andere therapeutische Maßnahmen nicht zu einem nicht abschätzbaren finanziellen Risiko für den Einzelnen werden, wird das Kostenrisiko auf Dritte übertragen. Die Übernahme des Großteils der mit einer Krankheit oder einem Unfall verbundenen Kosten erfolgt zumeist


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Product Details
  • ISBN-13: 9783668245624
  • Publisher: Grin Verlag
  • Publisher Imprint: Grin Verlag
  • Height: 210 mm
  • No of Pages: 62
  • Series Title: German
  • Weight: 95 gr
  • ISBN-10: 3668245622
  • Publisher Date: 20 Jul 2016
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 4 mm
  • Width: 148 mm


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