Do you have credit debt and late payments shown on my credit report, even though you paid the debts? Yes, I know. This unfortunately lowers your credit score.

Nowadays, it is almost impossible not to have a credit. Bad credit will have grave consequences, such as the impossibility to get new credit, rent an apartment, or get a job. Keep reading to find out the secrets to take care of your finances!

In the times we live in, the unstable rates of unemployment can affect everyone, which is why more and more people are confronted with the problem of bad credit. Unfortunately, many of them choose to do nothing about it. Bad credit gets even worse over time as its grave consequences will leade to things such as the impossibility to get new credit, refinance an old one, rent an apartment, or get a job. This is why you should take action in time and take care of your finances.

Credit repair is the best solution. It might seem complicated, and it takes time to finalize, but nothing great is accomplished without a little bit of work. No specialist can claim that a credit repair done in one way or another has a one hundred percent success rate. Be careful with people trying to scam you for money while claiming they are repairing your bad credit.

By carefully taking all the steps describes in this book, you will learn how to clear your credit.

The book covers:

• Remove Hard Inquiries from Your Credit Report
• Understanding FCRA and Section 609
• Right Mindset for Credit Management
• What the Credit Bureaus And The Lawyers Do Not Want You To Know
• Advice Nobody Tells You
• Effective Strategies for Repairing your Credit
• Guaranteed Methods to Protect Credit Score
• How to Overcome Credit Card Debt
• Dispute Letters Included

...And much more!

Most negative information will remain on your credit reports for seven years with the one major exception being bankruptcies, which can stay on your credit reports for ten years - depending on the type of bankruptcy you file.

However, the good thing is you can get whatever bad credit removed before the due duration with the right information. The same information that allowed me to have credit repaired a few years ago.

To give more quality and reading experience to our dear readers and followers the book has been updated and revised.

★★ SECOND EDITION APRIL 2021- New Editing and Easier and more enjoyable to read ★★

Already Amazon Best Seller

Please note: the book is also available in 4 printed formats:

• 2 Paperback: "Black and White" and "Full color"
• 2 Hardcover: "Black and White" and "Full color".