If you are struggling with a credit card or an unsecured bank loan, you may find yourself in a situation where you have to make a choice: you can either eat or pay the monthly fee - you can't do both.

What if you chose not to pay? What if you said, "Enough is enough!"? What if you declared that you would not be a slave to debt while bankers pocket millions in bonuses financed by fines and exorbitant interest rates imposed on people who are genuinely suffering?
The bankers create thier rules and their agencies create thier rules. Refuse to obey and implement your own. Their only weapons are intimidation and bullying. You will not be intimated or bullied.

Nor shame - you have the moral high ground to take the action you may have always planned.
Debt is a massive industry driven without moral restraint or decency. The 2008 banking crisis was rooted in the greed to create debt - and the race to create even more debt - the resulting fallout affected everyone badly; except the bankers. Even in disgraceful resignations, they received severance pay and bonuses worth millions.
The shame is on the bankers and their lackeys, not you.

This book guides you step by step. It is based on the experience and research of the 'Can't Pay. Don't Pay.' method. Of course, there is no guarantee that it will not lead to litigation, but using a metaphor, it's a 95% certainty that after reading this book and following the advice, you will walk away from your debt forever.
Yes, you could try your best to manage your debt as most books on debt advise; to do without and spend a decade or so scrimping - that does not put food on the table today.

As copied From the back cover:

"If you can't pay anyway you have little else to lose and little else to lose is a risk worth taking."
C.V. Jerome

"It is well enough that people of the nation do not understand our banking and monetary system, for if they did, I believe there would be a revolution before tomorrow morning."
Henry Ford

"Banks lend by creating money out of thin air. They then charge interest on the money they created."
John Kenneth Galbraith, advisor to several US presidents.

"Most people don't know that when you deposit money with a bank it's no longer your property. It belongs to the bankers. When they insist we repay - we apply the same rule."
C.V. Jerome.

"All contracts must be seen to be fair by both parties in order to be legally binding."
Justice Binnie, Supreme Court of Canada.

"Jesus referred to those who set up tables in the temple to trade in debt as a "Den of robbers."
Mathew 21:13

"The rich rule over the poor, and the borrower is a slave to the lender."
Proverbs 22:7