Becca works in a small coffee shop in the prestigious and exclusive town of Greenwich, Connecticut. As she drives past the lavish mansions owned by the rich residents of Greenwich on her way to work every day in an old beat up car, the attractive woman imagines the lifestyle of the people living in them. The power and wealth of those people intrigue her, as she struggles to make money.
Then Becca meets Peter Collins in the coffee shop. Peter and his brother Mark own an exclusive clothing store in Times Square, in New York City. Becca talked and flirted with Peter, who lives in Greenwich. Becca and Peter begin dating, and are married several months later.
After their marriage, Peter builds his new wife the mansion she desires. Shortly after he dies. Becca spends the life insurance money, for clothes, travel, and an extravagant lifestyle. She is soon close to losing her prized mansion, because she can no longer afford to pay the mortgage.
Peter's brother Mark, and his wife Julie, meet with Becca. They discuss her financial problems. They offer to pay her mortgage, and give her spending money, if she will work in the clothing store. Becca agrees to the generous offer of assistance.
Becca soon realizes the couple also wants something completely unexpected from her. Becca understands she is to become the couple's hot young plaything. Becca explains she is an extremely submissive female, and neither her dead husband, nor the men she meets, can give her the control and domination she needs in her life.
Mark and Julie are pleased to hear the beautiful woman's confession. Mark is a strong, dominant, and controlling man. Julie explains she can be both dominant, and submissive. She confesses she is a former model, who enjoys both men and woman.
The couple, along with a select group of their wealthy friends, enjoys humiliating and using beautiful women, while they are helpless in tight bondage. Becca is drawn into their world of female punishment and humiliation, during a variety of erotic encounters.