Volume II covers entitlement reform, including Social Security hearings in Congress, various presidential commissions and articles we have published (or not published because they were pulled by the AFL-CIO for purely political reasons). The theme of all of these comments has been to create a society of more liberty and cooperation, where employee-owned companies take over both consumer and governmental functions, enabled by tax reform and the diversion of Social Security funds toward more employee-ownership, albeit with an insurance fund off all such companies holding a third of shares to insure against losses and to step in when management may be either ineffective or corrupt, as determined by one quarter of the ownership shareholders. Our four-part plan executes this vision: -A Value Added Tax (VAT) to fund domestic military spending and domestic discretionary spending with a rate between 10% and 13%, which makes sure very American pays something.-Personal income surtaxes on joint and widowed filers with net annual incomes of $100,000 and single filers earning $50,000 per year to fund net interest payments, debt retirement and overseas and strategic military spending and other international spending, with graduated rates between 5% and 25% in either 5% or 10% increments. Heirs would also pay taxes on distributions from estates, but not the assets themselves, with distributions from sales to a qualified ESOP continuing to be exempt.-Employee contributions to Old Age and Survivors Insurance (OASI) with a lower income cap, which allows for lower payment levels to wealthier retirees without making bend points more progressive.-A VAT-like Net Business Receipts Tax (NBRT), essentially a subtraction VAT with additional tax expenditures for family support, health care and the private delivery of governmental services, to fund entitlement spending and replace income tax filing for most people (including people who file without paying), the corporate income tax, business tax filing through individual income taxes and the employer contribution to OASI, all payroll taxes for hospital insurance, disability insurance, unemployment insurance and survivors under age sixty.Our consumption tax proposals are not so much to give more money to plutocrats for saving, since we retain a high income and inheritance surtax, but so that most families can avoid tax filing at all and regional value added taxes funding discretionary spending will provide an incentive to reduce wasteful pork barrel projects, especially on the military side. A subtraction VAT will include both an expanded Child Tax Credit and several options for employers, especially cooperative ones, to take over programs now funded by the government, such as remedial literacy education replacing TANF.Other items include submissions to the Federal Housing Administration regarding underwater mortgages and the Governmental Accountability Office regarding H-1B visa applicants.