A check register helps you keep a personal record of your checking account. This allows you to see and continually update your account balance, any withdrawals or deposits to your account, and transactions that have not yet hit your account.
Even if you trust your bank, it's wise to keep your own records, because you might be better informed than your bank about upcoming transactions.
Our checkbook register comes with:
- Check number: Record of check numbers
- Date: Date of a transaction
- Description: Helpful notes about a transaction
- Withdrawal/Debit (-): Payments, fees, and withdrawals
- Deposit/Credit (+): Deposits and interest
- Balance: Current account balance after a transaction
Your check register will help you:
✔️Identify bank mistakes, which are rarely in your favor.
✔️Catch identity theft. If you see something you didn't expect, report it as quickly as possible to get full protection under U.S. law.
✔️Avoid bounced checks, as well as the expenses and potential problems that come with them.
✔️Know how much you can afford to spend, and whether you need to transfer money to your checking account. For example, you can avoid overdraft fees by moving funds from your savings account to cover upcoming expenses.
✔️Keep track of all your paid debts, the amounts, and the dates.
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