This book provides a framework to help make individual wealth management accessible to all people, especially those without access to professional financial planning resources. Taking into consideration generational differences in investment priorities and alternative investments, recent shifts in technology and their consequences, as well as unique characteristics of the contemporary workforce, this book delineates the concepts, terminology, and techniques essential to wealth management, and provides a framework for readers to develop a robust and adaptable financial plan of their own. Specifically, the book considers companies that align themselves with sustainability, the environment, and creating a social consciousness footprint, helping readers understand what they need to know to develop a wealth planning strategy that meets their unique needs. It also examines the intersection between modern technology and the economy by considering new financial technologies, such as cryptocurrencies. Lastly, it provides insight on planning for long-term care, which is a major issue facing families as they care for aging family members.
About the Author: Sarah Swammy is a Senior Vice President and Chief Operating Officer for Wholesale Regulatory Control at Wells Fargo. She joined Wells Fargo in July 2019 from State Street Global Markets, where she was a senior managing director and chief operating officer for both State Street Global Markets, LLC, and the parent company, State Street Bank and Trust. She has 20 years of experience in organizational transformation, regulation and governance, sales and trading, human resources, and information risk management across multiple products and businesses in global capital markets. She has held leadership positions at BNY Mellon and compliance positions at Deutsche Bank Securities, Inc., CSFB, and Barclays Capital, Inc. She currently serves on the New York Institute of Technology Business Advisory Board. Sarah is the executive editor and contributing author of The Capital Markets: Evolution of the Financial Ecosystem, author of Governance Compliance and Supervision of the Capital Markets and author of Crypto Uncovered: The Evolution of Bitcoin and the Crypto Currency Marketplace. She is an adjunct instructor at New York University's School of Professional Services, USA.
Montague Henry is a Senior Vice President / Investments at financial services firm, B. Riley. He advises and manages both affluent individual and modest-sized corporate clients on various methods and practices of managing their wealth. He takes pride in defining, in close consultation with his clients, their immediate and longer-term personal and financial needs. Once those needs are defined and agreed-upon, he formulates and monitors portfolios of stocks, bonds, insurance products, mutual funds and other appropriate securities designed to meet his clients evolving financial situations.
He has been a Financial Advisor for 33 years, having joined predecessor firm Dominick & Dominick in 2013. Prior, he had been guiding clients as an advisor at both Smith Barney and Merrill Lynch for a combined 25 years. Before entering the financial services field he worked as a Financial Analyst at both CBS and the Burroughs Corporations. He holds a B.A. in Spanish literature from Wesleyan University in Middletown, CT and an MBA from Harvard Business School in Boston, MA.
Monte is passionate about sharing his Wall Street insights with the broader community as a consistent volunteer and participant in financial literacy programs. He's instructed at the World of Money Summer Academy for the last decade, and at various community-based programs throughout the tri-state area. He is tremendously enthusiastic about this publication making financial independence an attainable goal & reality for much of the American public. Monte fervently asks that every reader of this book pledges to make the most important investment: time and energy spent on their own financial education.
