It's time to take control of your finances and take charge of where your money is going. The first step in controlling your finances is to write down everything - every penny earned and every penny spent or saved
Once you have it in black and white and track it daily, weekly, and monthly, then you will be able to see where the money is going and make plans to save more than you thouoght you could.
Write down how much debt you have and start making those payments and pay off those credit cards and then cut them up. Track your savings and pay yourself first. Keep track of the money coming in and the money going out.
Inside the book, you will find the following pre-formatted pages for you to fill in:
- Budget Tracker
- Savings Goal
- Expense Tracker
- Monthly Budget Tracker
- Monthly Budget Progress
- Monthly Budget Planner
- Monthly Money Goals Tracker
- Monthly Savings Plan
- Savings Chart
- 52 Week Money Saving Challenge
- Annual Overview
- 2020 Yearly Payment Overview
- Debt Repayment Plan
- Bill Tracker
- Monthly Bill Tracker
- Expense Tracker
- Upcoming Expenses
- Tax Checklist
Gaining knowledge in money management and retirement saving can help everyone by creating a happier, less stressful and more exciting future.
Figuring out which saving and investment plan to go with is important, but to fulfill that plan you must first figure out where your money is going and how you can save more of it. This is where learning how to budget comes into play.
A budget saves money by showing you where you are spending their money so you can understand your spending habits, and see how best to utilize your paycheck.
Go over your bills, receipts, income statements and even your spouse's information, to create the best budgeting plan for you. Once you learn to spend money constructively, you do not have to live on pennies.
Once you are in charge of your money instead of your money being in charge of you, then your life will change. Perfect Christmas present stocking stuffer.
Start the new year off right and get the 8.5X11 inch, 150 page Financial Planner Debt Savings Book and take charge of your money and your life.
