The standard economic approach to financial education argues that financial consumers will behave in their own best interests of the financial market is perfectly competitive. In fact, in educaton industry, education consumers, e.g. student parents do not have enough all the knowledge and information concerns what where their sons and/or daughts ought need to choose which subject(s) to study which are(is) the most suitable their interest and effort to learn, whether what the school fee budget level is the most reasonable, what the course contents are the most effective to let their sons or/and daughts to learn easily etc. different related educational institutes information questions to have enough time to prepare to gather these information in order to compare which school is the best or the most suitable school choce for their son and/or daught to study more easily. Thus, of the student consumer's parents can have enough fully information concerns to education institutions how to assist them to make the most reasonable school choice making decision more accurate. Then, they will have less worry and complain less if they felt the school is not the most suitable school to let thir child(children) to study because they had enough data gathering concerns which school individual courses and fee etc. educational related factors comparision before. Then, the education market can function properly. When the student's parents believe that they had found the school, which was the most suitable school to let their child( children) to study. Then, the fully education institutions information can help their children(child) has (have ) more confidence to feel to finish the course more easily. However, they will face one challenge of the choice to the most suitable school issue, it needs to change more expensive school tuition fees to their students. But they have no enough money to support their child(child) to study the most suitable school. They must not forgive if they need to choose another school to replace it to study. Because they must believe that this school is the most suitable school to let their child(child) to choose to study, due to they had enough education information to compare which is the most suitable school to let their child( children) to study. Therefore, if the country's government can lend financial education subsidies to assist their children ( child) to pay the more expensive school fee to study. Then, when they finish their studying couse in the school, even after they can find good job to do to earn income. Then, they can permit to pay back ther prior school fee to the government in installment payment method, e.g. one to three years maximum installment school tuiton fee payment plan.I believe the country government's installment financial education subsidies program plan can encourage the feeling financial difficult students who can pay school tuition fee to the more expensive school to learn. It will raise their lerning interest, due to they need to pay back all school tuition fee to the government after they graduate and when they can find job to work. They do not want to waste their money and time to extend time to graduate, if they failed some subjects and then they need pay more school tuition to the failed subjects again. Then, they will need to pay more tuition fee to the government after they graduate consequently. Therefore, it seems that government's financial education subsidies tuition lending to univeristy students to learn program which can excite all these tuition fee subsidies assistance students to hard to study in their univeristy learning stage.