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Bausparen als langfristige Geldanlage

Bausparen als langfristige Geldanlage

          
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About the Book

Studienarbeit aus dem Jahr 2011 im Fachbereich BWL - Investition und Finanzierung, Note: 1,7, Berufsakademie Sachsen in Dresden, Sprache: Deutsch, Abstract: Alle Menschen haben Grundbedürfnisse. Dazu zählt neben essen, schlafen und trinken auch ein Dach über dem Kopf. Doch wohnen kann man auf völlig verschiedene Arten. Camper bevorzugen das Leben im Wohnmobil oder Zelt, andere fühlen sich in Mietwohnungen wohl und eine große Gruppe von Menschen träumt von den eigenen vier Wänden oder hat sich diesen Traum bereits erfüllt. Dabei ist das Eigenheim für viele nicht nur Statussymbol, sondern auch der Weg in eine freie und geregelte Zukunft. Außerdem stellt es eine finanzielle Absicherungen dar, dass gleichzeitig Inflationsgeschützt ist. Da die Wohnung oder das Haus wichtig für den Lebensstandard sind, wollen viele Menschen möglichst schnell in ihr persönliches Traumhaus ziehen. Doch der Bau oder Erwerb eines Hauses ist nicht billig. Das Risiko vor dem finanziellen Ruin schreckt viele Menschen ab und Auflagen, Regelungen, sowie Vorschriften erschweren den Verbrauchern die Sicht auf das Wesentliche. Außerdem gehen viele Bürger davon aus, sich die Erfüllung ihres Traumes nicht leisten zu können, weil sie unzureichend oder falsch informiert sind. Die Finanzierung ist sicherlich teuer und eine Entscheidung, die gut überlegt sein muss, da sie das weitere Leben stark beeinflusst. Doch es gibt Möglichkeiten, mit denen sich Kosten beim Hausbau oder Kauf einsparen lassen und das Vorhaben optimal mitfinanzieren, um später unnötig hohe Abzahlungen zu vermeiden. Eine dieser Möglichkeiten stellt das Bausparen dar. Da Beratungen in Banken und Bausparkassen oft undurchsichtig und nicht nachvollziehbar für die Bauwilligen sind, lohnt sich für diesen die Selbstlektüre und das eigenständige Aneignen von Grundwissen, um in der darauffolgenden Beratung nicht den Überblick zu verlieren. In dieser Studienarbeit habe ich besonders Augenmerk auf den Verlauf eines Bausparvertrages gelegt. Des


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Product Details
  • ISBN-13: 9783656122661
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 3 mm
  • Width: 148 mm
  • ISBN-10: 3656122660
  • Publisher Date: 09 Feb 2012
  • Height: 210 mm
  • No of Pages: 40
  • Series Title: German
  • Weight: 63 gr


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