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Anwendung des Gap-Modells im Rahmen des Qualitätsmanagements bei Banken: Am Beispiel der Vermögensberatung

Anwendung des Gap-Modells im Rahmen des Qualitätsmanagements bei Banken: Am Beispiel der Vermögensberatung

          
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About the Book

Inhaltsangabe: Einleitung: Ausgehend von der japanischen Industrie, nimmt die konsequente Ausrichtung auf die Qualität von Produkten und Dienstleistungen seit Ende der 60er Jahre eine zentrale Position im Management vieler Unternehmen ein. Als Begründer dieser weltweiten Tendenz gelten sowohl japanische als auch US-amerikanische Wissenschaftler, wie z.B. Ishikawa, Taguchi, Juran, Crosby oder Deming. Zwar wird das Thema Qualität mittlerweile auch im Banksektor immer häufiger aufgegriffen, jedoch kann bislang - vor allem in bezug auf die Mehrzahl deutscher Kreditinstitute - nicht von einer konsequenten Umsetzung des Qualitätsgedankens gesprochen werden. Vielmehr wird nach wie vor im Rahmen der Geschäftspolitik ein strategischer trade-off zwischen hoher Qualität und Kosten- bzw. Preisführerschaft gesehen. Vor dem Hintergrund des stetig ansteigenden Wettbewerbsdrucks erfolgt i.d.R. eine Entscheidung zugunsten der Preisstrategie, wobei eine überdurchschnittliche Qualität der Bankdienstleistungen als Selbstverständlichkeit vorausgesetzt wird. Diese Sichtweise muß als falsch bewertet werden, da die Qualität der Dienstleistungen im allgemeinen, aber auch die deutscher Banken im besonderen, aufgrund empirischer Untersuchungen häufig als nicht zufriedenstellend eingestuft wird. Mithin kann heute nicht davon ausgegangen werden, daß es sich bei guter Qualität um ein „Abfallprodukt" der Erstellung von Bankdienstleistungen handelt. Des weiteren schließt die gezielte Durchsetzung von Maßnahmen zur Erhöhung der Qualität die Steigerung der betrieblichen Effizienz und somit die Verfolgung von Kostenzielen weder aus, noch behindert sie diese zwangsläufig. In der Vergangenheit waren die Dienstleistungsmärkte allgemein - und somit auch der Markt für Finanzdienstleistungen im besonderen - starken Veränderungen unterworfen, die aus heutiger Sicht größtenteils nicht als abgeschlossen gelten. Diese Prozesse können in fünf wesentliche Dimensionen unterteilt werden: die gesellschaftliche


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Product Details
  • ISBN-13: 9783838637488
  • Publisher: Diplom.de
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 7 mm
  • Weight: 159 gr
  • ISBN-10: 3838637488
  • Publisher Date: 02 May 2001
  • Height: 210 mm
  • No of Pages: 112
  • Series Title: German
  • Sub Title: Am Beispiel der Vermögensberatung
  • Width: 148 mm


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Anwendung des Gap-Modells im Rahmen des Qualitätsmanagements bei Banken: Am Beispiel der Vermögensberatung
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