The gap between the rich and the middle class is growing at a faster rate than ever before. The rich really are getting richer while the poor are only getting poorer as the years go by. What is going on in society that's driving the alarming growth of this wealth gap?
The answer is actually very simple.
The poor and middle class are busy chasing after the American Dream, and in doing so are unconsciously burying themselves in a huge amount of financial trouble. You see, the meaning of the American Dream has changed since its inception...and has in essence been hi-jacked by banks and financial institutions who have turned around and used it to their marketing advantage. "Live the American Dream" they tell you, which really means:
-Go to a Prestigious College
-Have a Huge Wedding
-Buy a Big House
-Buy nice Cars
-Send your Kids to Private Schools
-Eat at Fancy Restaurants
-Take Extravagant Vacations
-Buy top of the line Clothes, Shoes, and Accessories
-Retire Comfortably and Sail around the World
It all sounds amazing! But all costs a ton of money that most Americans simply don't have. That doesn't stop the majority of people from spending however, because banks and financial institutions are there to save the day in the form of loans, credit cards, and financing. In other words, banks and financial institutions are happy to finance our purchases through DEBT. Why are they happy when people are in debt? Because they make money! Lots and lots of money.
The part that is really unfortunate however is that by the time most people realize they are in financial trouble it's usually too late. They have an overwhelming amount of debt, are living pay check to pay check, can barely afford to get by, aren't able to save any money, are stuck at a job they usually hate, drive hours and hours in traffic, and really have no idea what to do to move forward.
This only leads to more problems: people become extremely anxious about the future, frustrated at the situation they are in, become desperate for a way out, feel like a huge weight is on their shoulders holding them down, incredibly stressed and pressured to keep up with their payments, ashamed of what has transpired, unfulfilled with their life and career, angry at themselves for not being able to do more, jealous and envious of others who were able to "figure it out", and at the end of the day disappointed and discouraged about not being able to make a change. It's a sad truth that millions and millions of Americans are having to come to terms with. Retirement has truly become out of reach for the majority of individuals.
What can you do to not land in this predicament you might be wondering?
The answer is....Education, but not in the form of formal education though schools and universities. Instead, self-education when it comes to your finances. Through financial and self-education you'll be able to shift your mindset from an obedient student-employee to a think outside the box business-investor perspective which will allow you to actually have control of your own future. It'll put you on the other side of the equation allowing you to profit when others are in debt, you'll see opportunities where others only see problems, you'll be able to pursue your passions and have a fulfilling life and career, you'll provide an abundance of options for yourself and your family, you'll be able to give back to your community, and live a life of freedom without financial worry.
Which is the exact aim of this book. Through a common, no non-sense approach this book takes the reader on a journey of basic financial literacy and provides a road map to financial prosperity. Forget about "little known secrets" to amass massive riches, get rich quick pyramid schemes, and insider stock and trading tips. If you're ready to stop burning through money and build real wealth, this is the
