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Alternativer Risikotransfer von Naturkatastrophenrisiken unter besonderer Berücksichtigung von Cat Bonds

Alternativer Risikotransfer von Naturkatastrophenrisiken unter besonderer Berücksichtigung von Cat Bonds

          
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About the Book

Bachelorarbeit aus dem Jahr 2012 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 1,7, Hochschule RheinMain (Wiesbaden Business School), Veranstaltung: Versicherungsmanagement, Sprache: Deutsch, Abstract: Im März 2011 wurde Japan von einem verheerenden Erdbeben erschüttert. Ein hiervon ausgelöster Tsunami verwüstete weite Teile der japanischen Nordküste. Es war das schwerste Erdbeben in der Geschichte des Landes. Dieses Ereignis ist eine von 175 Naturkatastrophen des letzten Jahres, welche gesamtwirtschaftliche Schäden in Höhe von 362 Mrd. USD verursachten. Somit war 2011 das schadenreichste Jahr seit Beginn der Erfassung von Naturkatastrophendaten im Jahre 1970. Das Ausmaß der versicherten Schäden in 2011 rangiert mit 110 Mrd. USD auf dem zweiten Platz der historischen Aufzeichnungen . Aufgrund dessen konnte ein Großteil der Versicherungsunternehmen besonders im Bereich der Rückversicherung im Jahr 2011 keinen oder nur geringen wirtschaftlichen Erfolg erzielen . Zusätzlich zeigt die jüngste Entwicklung der vergangenen Jahre, dass die Zahl der Katastrophenereignisse einem langfristig steigenden Trend zu folgen scheint . Vor diesem Hintergrund beleuchtet diese Arbeit die Entwicklung des Ausmaßes der naturkatastrophenbedingten Schäden und deren Absicherung über klassische Rückversicherungsmöglichkeiten und Verfahren des alternativen Risikotransfers. Es werden adäquate Rückversicherungsmodelle zur Naturkatastrophenabsicherung dargelegt und die Grenzen der klassischen Rückversicherung aufgezeigt. Darüber hinaus ist es Ziel der Arbeit Methoden des alternativen Risikotransfers zu erörtern. In diesem Kontext wird besonders der Risikotransfer mittels Katastrophenanleihen, genannt Cat Bonds (Kurzform von engl.: Catastrophe Bonds), im Fokus der Betrachtung stehen. Bereits seit anno 1996 greifen Versicherungsunternehmen vereinzelt auf dieses Instrument der Absicherung zurück. Ziel dieses Verfahrens ist der Transfer der Katastrophenrisiken auf den Kapitalmarkt, um Alterna


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Product Details
  • ISBN-13: 9783656535485
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 5 mm
  • Width: 148 mm
  • ISBN-10: 3656535485
  • Publisher Date: 13 Nov 2013
  • Height: 210 mm
  • No of Pages: 80
  • Series Title: German
  • Weight: 113 gr


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