Home > Business & Economics > Industry & industrial studies > Alternativen in der privaten Altersvorsorge. Wie kann die Versorgungslücke eines Privatkunden geschlossen werden?: Untersuchung der Vorteilhaftigkeit von ETF Sparplänen und dem Erwerb von Wohneigentum
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Alternativen in der privaten Altersvorsorge. Wie kann die Versorgungslücke eines Privatkunden geschlossen werden?: Untersuchung der Vorteilhaftigkeit von ETF Sparplänen und dem Erwerb von Wohneigentum

Alternativen in der privaten Altersvorsorge. Wie kann die Versorgungslücke eines Privatkunden geschlossen werden?: Untersuchung der Vorteilhaftigkeit von ETF Sparplänen und dem Erwerb von Wohneigentum

          
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About the Book

Forschungsarbeit aus dem Jahr 2014 im Fachbereich BWL - Bank, Börse, Versicherung, Note: 1,8, Duale Hochschule Baden-Württemberg, Stuttgart, früher: Berufsakademie Stuttgart (Master in Banking & Finance), Sprache: Deutsch, Abstract: Das deutsche Rentensystem galt jahrelang weltweit als vorbildlich. Heute stellen sich viele Menschen in Deutschland die Fragen: Reicht meine Rente später aus? Was kann ich mir dann noch leisten? Muss ich überhaupt etwas dafür tun, oder wollen die Versicherungen nur ihre Produkte verkaufen? Nahezu 2 von 3 Befragten gaben 2012 an, sie hätten große oder sehr große Sorgen, dass die Renten unsicher sind, während ein Viertel der Befragten unter 30 Jahren angab, überhaupt nicht mehr zu wissen, was man für die persönliche Altersvorsorge tun soll und ein weiteres Viertel, dass sie das Thema Altersvorsorge aktuell sogar komplett ignorieren. Am 10. Oktober 1997 versicherte der damalige Bundesminister für Arbeit und So-zialordnung Norbert Blüm in Bonn: "Die Rente ist sicher." Ohne sofort auf die Probleme der umlagefinanzierten gesetzlichen Rente einzugehen kann man festhalten, dass das Problem vieler Rentner nicht die Sicherheit ihrer Rente sein wird, sondern die Höhe ebendieser. Die Entwicklung des Netto-Rentenniveaus vor Steuern sinkt von 57,4% im Jahr 1985 auf voraussichtlich 45,4% im Jahr 2027. Hinzukommt, dass die Regelaltersrenten aller Rentner, die ab 2040 in Rente gehen, einem Besteuerungsanteil von 100% unterliegen. Bis 2005 war die Besteuerung der Altersrente nur in wenigen Fällen ein Thema.


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Product Details
  • ISBN-13: 9783656875727
  • Publisher: Grin Publishing
  • Binding: Paperback
  • Language: German
  • Returnable: N
  • Spine Width: 3 mm
  • Weight: 68 gr
  • ISBN-10: 3656875723
  • Publisher Date: 20 Jan 2015
  • Height: 210 mm
  • No of Pages: 44
  • Series Title: German
  • Sub Title: Untersuchung der Vorteilhaftigkeit von ETF Sparplänen und dem Erwerb von Wohneigentum
  • Width: 148 mm


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Alternativen in der privaten Altersvorsorge. Wie kann die Versorgungslücke eines Privatkunden geschlossen werden?: Untersuchung der Vorteilhaftigkeit von ETF Sparplänen und dem Erwerb von Wohneigentum
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Alternativen in der privaten Altersvorsorge. Wie kann die Versorgungslücke eines Privatkunden geschlossen werden?: Untersuchung der Vorteilhaftigkeit von ETF Sparplänen und dem Erwerb von Wohneigentum
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Alternativen in der privaten Altersvorsorge. Wie kann die Versorgungslücke eines Privatkunden geschlossen werden?: Untersuchung der Vorteilhaftigkeit von ETF Sparplänen und dem Erwerb von Wohneigentum

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