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Информационная асимметрия между микроф

Информационная асимметрия между микроф

          
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About the Book

Борьба с бедностью - это, пожалуй, одна из самых сложных проблем, с которыми сталкиваются сегодня развивающиеся страны мира. Бедные женщины были выбраны в качестве мишени, поскольку у них нет активов, которые можно использовать в качестве залога для получения кредитов в коммерческих банках. Микрофинансирование было принято Нигерией в качестве инструмента борьбы с бедностью после того, как во всем мире была принята модель банка Grameen. Сбор данных осуществлялся с помощью структурированных анкет. 50 анкет были распространены среди управляющих директоров 50 микрофинансовых банков в штате Ойо. 39 банков (78%) вернули свои анкеты. Случайным образом были отобраны 623 женщины, из которых 529 (85%) .Данное исследование показывает, что между банками и клиентами существует информационная асимметрия, что затрудняет предоставление банками кредитов женщинам. Кроме того, микрофинансирование преуспело в предоставлении финансовых услуг бедным женщинам и увеличило их доход, тем самым помогая им удовлетворять свои основные финансовые потребности.


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Product Details
  • ISBN-13: 9786205764756
  • Publisher: KS Omniscriptum Publishing
  • Publisher Imprint: Sciencia Scripts
  • Height: 229 mm
  • No of Pages: 52
  • Spine Width: 3 mm
  • Width: 152 mm
  • ISBN-10: 620576475X
  • Publisher Date: 08 Apr 2023
  • Binding: Paperback
  • Language: Russian
  • Returnable: N
  • Weight: 91 gr


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