Steven R SelengutSteven R. Selengut, MBA, RIA, has been in the financial services for more than forty years. He started investing while employed in a life insurer's pension investment department. At age 25, he gained responsibility for a modest trust portfolio and bean his trading career using the working capital model outlined in this book. Selengut's twelve-year adventure in financial services produced an appreciation for the Wall Street environment that helped him fine tune his unique investment strategy. The program's success propelled him into early retirement at age 33 and a new career as a private portfolio manager. He developed a unique cost-based approach, with individually managed portfolios, low annual fees, and commissions to an uninterested third party. He has built a loyal following of dedicated clients, many of whom have been with him since the beginning. More information about his investment management business can be found at www.sancoservices.com or by calling 800.245.0494. Selengut, a native New Jerseyan, lives near Charleston, South Carolina, with his wife and best friend of fifty years, Sandra. They have grown children and two growing grandchildren. Read More Read Less