Sanjay JaybhaySanjay Jaybhay was born into a financially stable middle-class Indian family, but became the sole breadwinner for his entire family when his father fell ill. He realized that while he had studied all his life to get a well-paying job, he had nver learned the simple steps to managing money. After making a series of common financial mistakes, he soon became a self-made finance expert and developed eleven key money concepts that are pivotal to creating financial success. Read More Read Less