Reyna GobelReyna Gobel, M.B.A. and M.J., is an author and professional speaker who's been quoted by Money Magazine, Real Simple, and The Washington Post, where Michelle Singletary chose the first and 2nd editions of "CliffsNotes Graduation Debt" as financial bok of the month. Other books include "How Smart Students Pay for School." She's also a continuing education instructor for the Borough of Manhattan Community College and guest educator for the Institute for Financial Literacy. Read More Read Less