Michael MarciniakMike Marciniak grew up in an 800 sq. ft flat, struggled growing up poor, worked his way through college, earned a degree in Finance and an MBA, and had a very successful career on Wall Street (Merrill Lynch, Shearson Lehman Bros, Smith Barney). Retirng at 51, he is determined to change lives by his message of balance, the 5 F's (faith, family, finances, fitness and fun) and being happy with what you have. Now on the speaking circuit as a motivational speaker, he has a blog. Read More Read Less